Mukhyamantri Ati Pichhada Varg Udyami Yojana: ₹10L Grant + Loan
A Bihar Department of Industries scheme that gives male entrepreneurs from the Extremely Backward Classes up to ₹10 lakh — half as a non-repayable grant and half as an interest-free loan — plus compulsory entrepreneurship training. Applications run on a rolling basis through the state portal.
- Funding amount
- ₹1Cr (debt / loan)
- Funding type
- Debt / Loan
- Provider
- Department of Industries, Government of Bihar (Government)
- Application deadline
- Rolling
- Eligible stage
- Any stage
- Location
- Open to startups registered in India
Overview
The Mukhyamantri Ati Pichhada Varg Udyami Yojana is a Bihar government funding route for men from the state's Extremely Backward Classes who want to start their own venture. It is run by the Department of Industries, Bihar, and forms one component of the wider Mukhyamantri Udyami Yojana, the umbrella under which the state promotes self-employment and new enterprise creation.
What sets this component apart is its audience. It is not an open call: the support is reserved for EBC male applicants, and the money is structured to cover a large part of a first-time founder's setup costs without pushing them into costly commercial credit.
There is no window to wait for. Applications are accepted on a rolling basis, so a founder can file whenever the plan and paperwork are ready. Selection is followed by mandatory training, and disbursement comes after that. The business itself has to be set up as a proprietorship or a partnership firm.
By pairing a non-repayable grant with an interest-free loan, the scheme offers both outright capital and very cheap debt — useful for founders who have a workable plan but no collateral to pledge against a bank loan.
Highlights
- Up to ₹10 lakh in assistance from the Department of Industries, Bihar
- 50% non-repayable grant (up to ₹5 lakh) plus 50% interest-free loan (up to ₹5 lakh)
- Reserved for male entrepreneurs from the Extremely Backward Classes
- Applicant must be a Bihar resident aged 18–50 with 10+2, ITI or Polytechnic Diploma or equivalent
- Business must be a proprietorship or partnership firm
- Rolling applications with no fixed deadline; mandatory training before disbursement
Who can apply
The scheme defines its applicants tightly, so go through each condition before filling in the form.
- Domicile: You must be a permanent resident of Bihar.
- Category: The applicant must belong to the Extremely Backward Classes (EBC).
- Gender: This component is open to male applicants only.
- Age: Between 18 and 50 years.
- Education: At least 10+2 / Intermediate, or an ITI or Polytechnic Diploma, or an equivalent qualification.
- Entity type: The proposed business unit must be a proprietorship or a partnership firm.
Mukhyamantri Ati Pichhada Varg Udyami Yojana: ₹10L Grant + Loan is open to startups at any stage. It is open to startups registered anywhere in India.
- Eligible stage
- Any stage
- Location
- Open to startups registered in India
Deadline & timing
Mukhyamantri Ati Pichhada Varg Udyami Yojana: ₹10L Grant + Loan accepts applications on a rolling basis — there is no fixed cut-off date, so eligible startups can apply at any time. Because rolling programmes can pause without notice, confirm the window is still open on the official site before you start.
What the funding covers
The financial package goes up to ₹10,00,000 for a selected applicant, and it is split down the middle.
- Non-repayable grant: 50% of the assistance, capped at ₹5,00,000, comes as a grant. This portion does not have to be returned.
- Interest-free loan: The remaining 50%, again up to ₹5,00,000, is extended as a loan. It is repayable, but normally carries no interest; a nominal 1% rate may apply under certain sub-schemes.
Alongside the money, every beneficiary has to complete mandatory training. The sessions are built around business planning, financial management, marketing strategies and operational efficiency — the practical side of running the venture that the funding is meant to build.
About the provider
Mukhyamantri Ati Pichhada Varg Udyami Yojana: ₹10L Grant + Loan is offered by Department of Industries, Government of Bihar, a government body. As a government-backed debt / loan, it is publicly funded and open to eligible startups across India. You can verify current details and timelines on the provider's official website before applying.
How to apply
Applications are submitted on the . Confirm the current deadline and document checklist there before you start.
Selection process
Applications are filed online and then pass through several assessment layers.
- Eligibility screening: Each application is first checked against the basic criteria — Bihar residency, EBC category, age, educational qualification and the type of business entity proposed.
- Committee review: Applications that clear screening go to a selection committee made up of representatives from the Department of Industries, Bihar, together with other relevant experts. The panel weighs how viable the proposed venture is, how much employment it could generate and what impact it would have on economic empowerment.
- Interaction or interview: Shortlisted candidates may be asked for further discussions so that their entrepreneurial intent and business plan can be assessed more closely.
- Final selection and induction: Beneficiaries are chosen on the strength of these evaluations, inducted into the scheme, and then taken through the mandatory training before funds are disbursed.
Documents you’ll need
Before you apply to Mukhyamantri Ati Pichhada Varg Udyami Yojana: ₹10L Grant + Loan, keep the following documents ready:
- A pitch deck or short business plan describing the problem, product and traction
- Company registration documents and PAN
- Founder identification (PAN / Aadhaar) and brief profiles
- Recent financial statements or projections
- Product details — a demo, prototype or working link if available
Exact requirements are confirmed on the official application portal — treat this as a preparation checklist.
Who this is best for
Mukhyamantri Ati Pichhada Varg Udyami Yojana: ₹10L Grant + Loan is best suited for startups in India seeking non-dilutive funding of ₹1Cr. If that describes your startup, review the eligibility criteria above before applying.
Frequently asked questions
How much money does this Bihar scheme give a selected entrepreneur?
A beneficiary can receive up to ₹10 lakh in total financial assistance. Half of that, up to ₹5 lakh, is a non-repayable grant and the other half, up to ₹5 lakh, is given as an interest-free loan. The two halves are released as part of the same sanctioned package.
Who is eligible to apply?
You must be a permanent resident of Bihar, belong to the Extremely Backward Classes, be male, and be between 18 and 50 years old. On the education side, you need at least 10+2 / Intermediate, or an ITI or Polytechnic Diploma, or an equivalent qualification. The business you propose must be a proprietorship or a partnership firm.
Is the funding a grant or a loan — will I have to repay it?
It is a mix of both. The grant half, up to ₹5 lakh, is non-repayable and never has to be returned. The loan half, also up to ₹5 lakh, is repayable, but it is offered as an interest-free loan. Under some sub-schemes a nominal 1% interest may apply, so it is worth checking the current guidelines for your case.
Does the scheme take equity or a stake in my business?
No. The support here is a grant combined with a concessional loan, so it is non-dilutive — you are not handing over shares or ownership in return for the funding. You simply repay the loan portion as per the scheme terms.
Is there an application deadline?
There is no fixed cut-off. Applications are accepted on a rolling, always-open basis through the state portal, so you can apply whenever your business plan and documents are ready.
What kind of business entity can I set up?
The unit has to be a proprietorship or a partnership firm. Other structures such as private limited companies or LLPs are not covered by this component, so factor that into how you register your venture before applying.
Can women apply under this scheme?
No. This particular component is limited to male applicants belonging to the Extremely Backward Classes. It is one of the components that sit under the Mukhyamantri Udyami Yojana umbrella run by the Department of Industries, Bihar.
How do I apply for the Mukhyamantri Ati Pichhada Varg Udyami Yojana?
The whole process is online. First, use the "Registration/Log in" option on the Mukhyamantri Udyami Yojana website, enter your Aadhaar number and set a password, then log in and complete the registration form. After that, log in again to open the application form on your dashboard, fill in the business and personal details, upload the documents the portal asks for in the prescribed format and size, review everything for accuracy, submit, and finally download and print the acknowledgment receipt for your records.
What documents should I have ready before starting the form?
Your Aadhaar number is required at the registration stage, and the portal sets out the list of supporting documents to upload along with the accepted format and file size. Since screening looks at residency, caste category, age, educational qualification and business entity type, keep proof for each of those conditions handy before you begin.
Is the training compulsory, and does it come before or after the money?
Training is mandatory for selected beneficiaries. It covers business planning, financial management, marketing strategies and operational efficiency. Final selections are inducted into the scheme first, the training follows, and fund disbursement comes after that.
Is DPIIT recognition required for Mukhyamantri Ati Pichhada Varg Udyami Yojana: ₹10L Grant + Loan?
No. DPIIT (Startup India) recognition is not listed as a mandatory requirement for Mukhyamantri Ati Pichhada Varg Udyami Yojana: ₹10L Grant + Loan, though having it can strengthen your application and unlock other benefits.
Who offers Mukhyamantri Ati Pichhada Varg Udyami Yojana: ₹10L Grant + Loan?
Mukhyamantri Ati Pichhada Varg Udyami Yojana: ₹10L Grant + Loan is offered by Department of Industries, Government of Bihar, a government body. It is provided as non-dilutive funding.
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