Mukhyamantri Ati Pichhada Varg Udyami Yojana: ₹10L Grant + Loan — Frequently Asked Questions

A beneficiary can receive up to ₹10 lakh in total financial assistance. Half of that, up to ₹5 lakh, is a non-repayable grant and the other half, up to ₹5 lakh, is given as an interest-free loan. The two halves are released as part of the same sanctioned package.

You must be a permanent resident of Bihar, belong to the Extremely Backward Classes, be male, and be between 18 and 50 years old. On the education side, you need at least 10+2 / Intermediate, or an ITI or Polytechnic Diploma, or an equivalent qualification. The business you propose must be a proprietorship or a partnership firm.

It is a mix of both. The grant half, up to ₹5 lakh, is non-repayable and never has to be returned. The loan half, also up to ₹5 lakh, is repayable, but it is offered as an interest-free loan. Under some sub-schemes a nominal 1% interest may apply, so it is worth checking the current guidelines for your case.

No. The support here is a grant combined with a concessional loan, so it is non-dilutive — you are not handing over shares or ownership in return for the funding. You simply repay the loan portion as per the scheme terms.

There is no fixed cut-off. Applications are accepted on a rolling, always-open basis through the state portal, so you can apply whenever your business plan and documents are ready.

The unit has to be a proprietorship or a partnership firm. Other structures such as private limited companies or LLPs are not covered by this component, so factor that into how you register your venture before applying.

No. This particular component is limited to male applicants belonging to the Extremely Backward Classes. It is one of the components that sit under the Mukhyamantri Udyami Yojana umbrella run by the Department of Industries, Bihar.

The whole process is online. First, use the "Registration/Log in" option on the Mukhyamantri Udyami Yojana website, enter your Aadhaar number and set a password, then log in and complete the registration form. After that, log in again to open the application form on your dashboard, fill in the business and personal details, upload the documents the portal asks for in the prescribed format and size, review everything for accuracy, submit, and finally download and print the acknowledgment receipt for your records.

Your Aadhaar number is required at the registration stage, and the portal sets out the list of supporting documents to upload along with the accepted format and file size. Since screening looks at residency, caste category, age, educational qualification and business entity type, keep proof for each of those conditions handy before you begin.

Training is mandatory for selected beneficiaries. It covers business planning, financial management, marketing strategies and operational efficiency. Final selections are inducted into the scheme first, the training follows, and fund disbursement comes after that.

No. DPIIT (Startup India) recognition is not listed as a mandatory requirement for Mukhyamantri Ati Pichhada Varg Udyami Yojana: ₹10L Grant + Loan, though having it can strengthen your application and unlock other benefits.

Mukhyamantri Ati Pichhada Varg Udyami Yojana: ₹10L Grant + Loan is offered by Department of Industries, Government of Bihar, a government body. It is provided as non-dilutive funding.