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Startup debt & venture financing in India

Venture debt and revenue-based financing for Indian startups — borrowed growth capital you repay over time, with minimal equity dilution. Compare amounts, terms and eligibility.

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Idea-stagePrototype / MVPRevenue-stageUnder ₹10 Lakh₹1 Crore+

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Frequently asked questions

Everything founders ask before applying.

What is venture debt?
Venture debt is borrowed growth capital you repay with interest over a fixed term, usually raised alongside or just after an equity round. It extends your runway with minimal dilution instead of selling more of the company.
How is venture debt different from a regular bank loan?
Venture-debt and revenue-based lenders underwrite on traction, recurring revenue and the quality of your investors rather than hard collateral or years of profit. Terms are built for startups, and some lenders take a small warrant instead of heavy security.
When should a startup take debt instead of equity?
When you have predictable revenue or a recent raise and want to extend runway, fund a specific asset, or hit the next milestone without diluting further. Debt is cheaper than equity if you can comfortably service the repayments.
Do I need revenue or profitability to qualify?
Most venture-debt and revenue-based financing providers want recurring or predictable revenue; a few back recently-funded, pre-revenue startups on the strength of their backers. Each listing notes the stage and revenue it's built for.
Will I give up equity for venture debt?
Far less than an equity round — at most a small warrant in some deals. The bulk of the capital is repaid in cash, so your ownership stays largely intact.
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