Mukhyamantri Mahila Udyami Yojana: ₹10L for Bihar Women Founders
A Bihar government scheme offering women and transgender entrepreneurs up to ₹10 lakh — half as a grant, half as an interest-free loan — along with mandatory business training.
- Funding amount
- ₹10L (debt / loan)
- Funding type
- Debt / Loan
- Provider
- Department of Industries, Government of Bihar (Government)
- Application deadline
- Rolling
- Eligible stage
- Any stage
- Location
- Open to startups registered in India
Overview
The Mukhyamantri Mahila Udyami Yojana (MMUY) is one arm of the larger Mukhyamantri Udyami Yojana, delivered by the Department of Industries, Government of Bihar. Its purpose is to build entrepreneurship and self-employment across the state, and this component is reserved specifically for women and transgender applicants who want to set up and run their own venture.
Historically, these groups have been under-represented in business ownership in Bihar. MMUY responds by combining capital with capability: a founder can receive support worth up to ₹10 lakh, split evenly between a grant portion that need not be returned and a loan portion that carries no interest. Every beneficiary also has to complete skill development sessions covering business management, marketing, financial literacy and operational efficiency.
The scheme is framed around wider outcomes — job creation, local economic development and greater financial independence for the people it backs. Because it blends non-repayable money with free training and low-cost debt, it suits first-time founders who need both starting capital and the practical grounding to use it well.
Highlights
- Up to ₹10 lakh in support for a new business
- 50% grant (up to ₹5 lakh), 50% interest-free loan (up to ₹5 lakh)
- Mandatory skill development training for beneficiaries
- Open to women and transgender entrepreneurs only
- Applicants must be permanent residents of Bihar, aged 18 to 50
- Only proprietorship and partnership firms are eligible
Who can apply
The scheme is open to a defined set of applicants. To be considered, you must:
- Hold permanent resident status in Bihar.
- Be a woman or a member of the transgender community.
- Have completed at least 10+2, Intermediate, ITI, a Polytechnic Diploma or an equivalent qualification.
- Be aged between 18 and 50 years.
- Propose a business structured as a proprietorship or a partnership firm.
Other forms of organisation — private limited companies, NGOs and similar entities — fall outside what the scheme supports. No particular industry or sector is ruled out, so proposals from a range of business activities can be put forward as long as the ownership structure and the applicant's personal details match the conditions above.
Mukhyamantri Mahila Udyami Yojana: ₹10L for Bihar Women Founders is open to startups at any stage. It is open to startups registered anywhere in India.
- Eligible stage
- Any stage
- Location
- Open to startups registered in India
Deadline & timing
Mukhyamantri Mahila Udyami Yojana: ₹10L for Bihar Women Founders accepts applications on a rolling basis — there is no fixed cut-off date, so eligible startups can apply at any time. Because rolling programmes can pause without notice, confirm the window is still open on the official site before you start.
What the funding covers
Approved applicants can access support of up to ₹10,00,000 to establish a new business venture.
The money is structured in two equal halves:
- Grant component: 50% of the assistance, capped at ₹5,00,000, is non-repayable. This portion does not have to be returned.
- Loan component: the remaining 50%, also capped at ₹5,00,000, is extended as a loan with no interest. Under certain sub-schemes a nominal 1% interest may apply, but the headline offering is interest-free.
Splitting the support this way lowers the upfront burden on the founder while still encouraging financial discipline, since the loan half is expected to be repaid.
The structure is debt-and-grant based rather than equity based, so the scheme does not take a stake in your business.
Beyond the money, beneficiaries must attend training sessions designed to sharpen their entrepreneurial skills. These modules cover business management, marketing, financial literacy and operational efficiency, so that founders are better prepared to launch their venture and keep it running.
About the provider
Mukhyamantri Mahila Udyami Yojana: ₹10L for Bihar Women Founders is offered by Department of Industries, Government of Bihar, a government body. As a government-backed debt / loan, it is publicly funded and open to eligible startups across India. You can verify current details and timelines on the provider's official website before applying.
How to apply
Applications are submitted on the . Confirm the current deadline and document checklist there before you start.
Selection process
Once an application is submitted, it goes through detailed screening. A selection committee — drawn from the Department of Industries, Bihar together with other relevant experts — examines each submission to confirm eligibility and check that it follows the scheme's guidelines.
Applicants who clear that stage may be asked to take part in a further round, which could be an interview or a presentation. This is where the viability and likely impact of the proposed business are weighed.
The final call is based on a combined assessment of the applicant's profile, the quality of the business plan, and how closely the proposal aligns with what the scheme is trying to achieve.
Documents you’ll need
Before you apply to Mukhyamantri Mahila Udyami Yojana: ₹10L for Bihar Women Founders, keep the following documents ready:
- A pitch deck or short business plan describing the problem, product and traction
- Company registration documents and PAN
- Founder identification (PAN / Aadhaar) and brief profiles
- Recent financial statements or projections
- Product details — a demo, prototype or working link if available
Exact requirements are confirmed on the official application portal — treat this as a preparation checklist.
Who this is best for
Mukhyamantri Mahila Udyami Yojana: ₹10L for Bihar Women Founders is best suited for startups in India seeking non-dilutive funding of ₹10L. If that describes your startup, review the eligibility criteria above before applying.
Frequently asked questions
How much funding does the Mukhyamantri Mahila Udyami Yojana provide?
The scheme makes up to ₹10,00,000 available. Half of that — a maximum of ₹5,00,000 — comes as a grant that you do not repay, and the other half, also capped at ₹5,00,000, comes as a loan with no interest. In some sub-schemes a nominal 1% interest may apply to the loan portion.
Is there a last date to apply?
No fixed closing date is set out for this scheme — it runs on a rolling basis and applications are accepted online through the official portal. You can apply whenever you are ready, but it is worth keeping your documents and project report prepared in advance.
Who is eligible to apply for this scheme?
You must be a permanent resident of Bihar, be a woman or a member of the transgender community, and be between 18 and 50 years old. You also need to have passed at least 10+2, Intermediate, ITI, a Polytechnic Diploma or an equivalent qualification, and the business you propose must be a proprietorship or a partnership firm.
Does the government take equity in my business in return for the funding?
No. The support is made up of a grant and an interest-free loan, so it is non-dilutive — you are not giving away any ownership stake in your venture. You keep full control of the business while repaying only the loan half.
Do I need DPIIT recognition or MSME registration to apply?
The eligibility conditions listed for this scheme do not include DPIIT recognition or MSME registration. What matters is your Bihar residency, your age and educational qualification, your status as a woman or transgender applicant, and having a proprietorship or partnership firm.
Can I apply if my business is a private limited company or an NGO?
No. The scheme is limited to proprietorship and partnership firms. Other structures such as private limited companies and NGOs do not meet the requirement, so you would need to set up or restructure your venture accordingly before applying.
What training do beneficiaries receive?
Training is a compulsory part of the scheme, not an optional extra. The sessions are built around business management, marketing, financial literacy and operational efficiency, with the aim of giving founders the practical knowledge needed to run their venture successfully over the long term.
What documents are needed for the application?
You will typically need to upload identity proof, address proof, educational certificates, a caste certificate if applicable, a project report, and the incorporation documents for your proprietorship or partnership firm. Registration itself is done using your Aadhaar number, so keep that handy as well.
How do I apply for the Mukhyamantri Mahila Udyami Yojana?
The whole process is online and has two stages. First register on the official Udyami Bihar portal by selecting Mukhyamantri Udyami Yojana and specifically the MMUY option, entering your Aadhaar number and creating a password, then filling in and submitting the registration form. After that, log in again, complete the main application form, upload your supporting documents, review everything carefully and submit. Download and print the acknowledgment receipt once your application goes through.
Are male applicants allowed to apply?
No. This particular component of the Mukhyamantri Udyami Yojana is reserved for women and members of the transgender community. Men are not eligible under this scheme, although the parent Mukhyamantri Udyami Yojana covers other categories.
Who offers Mukhyamantri Mahila Udyami Yojana: ₹10L for Bihar Women Founders?
Mukhyamantri Mahila Udyami Yojana: ₹10L for Bihar Women Founders is offered by Department of Industries, Government of Bihar, a government body. It is provided as non-dilutive funding.
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