Mukhyamantri Anusuchit Jati/Janjati Udyami Yojana — ₹10L for SC/ST Founders
A Bihar government scheme under Mukhyamantri Udyami Yojana that gives SC and ST entrepreneurs up to ₹10 lakh — half as a grant, half as an interest-free loan — along with mandatory business training.
- Funding amount
- ₹10L (debt / loan)
- Funding type
- Debt / Loan
- Provider
- Department of Industries, Government of Bihar (Government)
- Application deadline
- Rolling
- Eligible stage
- Any stage
- Location
- Open to startups registered in India
Overview
The Mukhyamantri Anusuchit Jati / Anusuchit Janjati Udyami Yojana is the SC/ST-focused arm of Bihar's Mukhyamantri Udyami Yojana. It is administered by the Department of Industries within the state government, and its purpose is straightforward: put capital, and practical business grounding, behind entrepreneurs from the SC and ST communities of Bihar.
The funding model is a blend rather than plain debt. A beneficiary can unlock up to ₹10,00,000 in total support, split evenly between a portion that never has to be repaid and a portion advanced as an interest-free loan. A nominal 1% interest applies to the loan side in certain sub-schemes.
There is no application window to wait for. The scheme accepts applications round the year, and every selected beneficiary must complete a training programme covering business management, financial literacy and marketing before taking the enterprise forward.
The scheme exists to widen who gets to build businesses in Bihar — creating self-employment, correcting long-standing disparities in access to capital, and supporting local economic activity across the state.
Highlights
- Up to ₹10,00,000 in total support — ₹5,00,000 grant plus ₹5,00,000 interest-free loan
- Reserved for SC and ST entrepreneurs who are permanent residents of Bihar
- Applicants must be 18–50 years old with at least 10+2, Intermediate, ITI or Polytechnic Diploma
- The business unit must be a proprietorship or a partnership firm
- No fixed deadline — applications are accepted round the year
- Mandatory skill development training for every selected beneficiary
Who can apply
Who can apply
- Domicile: You must be a permanent resident of Bihar.
- Category: The scheme is reserved for applicants from SC or ST communities.
- Age: You must be between 18 and 50 years old at the time of applying.
- Education: The minimum qualification is 10+2, Intermediate, ITI, Polytechnic Diploma or an equivalent.
- Entity type: The business unit you propose must be a proprietorship or a partnership firm.
All five conditions apply together — meeting the educational requirement alone is not enough, and neither is belonging to a reserved category. The scheme does not name any restricted industry, so ventures across sectors are considered as long as the unit fits the proprietorship or partnership structure.
Mukhyamantri Anusuchit Jati/Janjati Udyami Yojana — ₹10L for SC/ST Founders is open to startups at any stage. It is open to startups registered anywhere in India.
- Eligible stage
- Any stage
- Location
- Open to startups registered in India
Deadline & timing
Mukhyamantri Anusuchit Jati/Janjati Udyami Yojana — ₹10L for SC/ST Founders accepts applications on a rolling basis — there is no fixed cut-off date, so eligible startups can apply at any time. Because rolling programmes can pause without notice, confirm the window is still open on the official site before you start.
What the funding covers
Selected beneficiaries receive support worth up to ₹10,00,000, delivered in two equal halves:
- Grant portion: half of the package, capped at ₹5,00,000, is money that never has to be repaid.
- Loan portion: the remaining half, again capped at ₹5,00,000, is advanced as an interest-free loan repaid over an agreed tenure. In a few specific sub-schemes, this part carries a nominal 1% interest.
Because the assistance is a grant plus a loan, the scheme does not acquire any ownership stake or shares in your business.
Money is only one part of the offer. Every beneficiary must attend mandatory skill development training, designed to build the business acumen, management ability, financial literacy and marketing know-how needed to launch and run the enterprise successfully.
About the provider
Mukhyamantri Anusuchit Jati/Janjati Udyami Yojana — ₹10L for SC/ST Founders is offered by Department of Industries, Government of Bihar, a government body. As a government-backed debt / loan, it is publicly funded and open to eligible startups across India. You can verify current details and timelines on the provider's official website before applying.
Documents you’ll need
Before you apply to Mukhyamantri Anusuchit Jati/Janjati Udyami Yojana — ₹10L for SC/ST Founders, keep the following documents ready:
- A pitch deck or short business plan describing the problem, product and traction
- Company registration documents and PAN
- Founder identification (PAN / Aadhaar) and brief profiles
- Recent financial statements or projections
- Product details — a demo, prototype or working link if available
Exact requirements are confirmed on the official application portal — treat this as a preparation checklist.
Who this is best for
Mukhyamantri Anusuchit Jati/Janjati Udyami Yojana — ₹10L for SC/ST Founders is best suited for startups in India seeking non-dilutive funding of ₹10L. If that describes your startup, review the eligibility criteria above before applying.
Frequently asked questions
How much funding does the scheme provide?
A successful applicant can access up to ₹10,00,000 in total. That ceiling is split into two equal parts: a maximum of ₹5,00,000 as a grant and a maximum of ₹5,00,000 as an interest-free loan.
Is the assistance a grant, a loan, or both?
It is both. Half of the assistance is a grant that does not have to be returned, and the other half is an interest-free loan repaid over an agreed tenure. Some sub-schemes charge a nominal 1% interest on the loan portion.
Who is eligible to apply for this scheme?
You must be a permanent resident of Bihar and belong to an SC or ST community. Applicants need to be between 18 and 50 years of age and should have completed at least 10+2, Intermediate, ITI, a Polytechnic Diploma or an equivalent qualification. The proposed business unit has to be a proprietorship or a partnership firm.
Is the scheme open only to SC and ST entrepreneurs?
Yes. This Yojana is a dedicated component of the Mukhyamantri Udyami Yojana, reserved for applicants from SC and ST communities. Applicants outside these categories are not eligible under this component.
Does the scheme take equity in my business?
No. The support is delivered as a grant and a loan, so the government does not receive shares or any ownership stake in your venture. The grant portion is non-repayable, and the loan portion is repaid on its own terms.
Is there a last date to apply?
There is no fixed deadline. Applications are accepted on a rolling basis throughout the year, so you can register and apply whenever your project is ready.
How do I apply for this scheme?
Go to the official portal at udyami.bihar.gov.in and open the "Registration/Log in" link. Choose Mukhyamantri Udyami Yojana (MMUY), enter your Aadhaar number, create a password and complete the registration form with your personal and contact details. Once registered, log in with the same Aadhaar number and password and fill the main application form with your business details, project proposal and financial projections. Upload the supporting documents as specified, review everything, submit the form, and download and print the acknowledgement receipt for your records.
Do I need DPIIT recognition or MSME registration?
Those are not among the eligibility conditions published for this scheme. The criteria that matter are Bihar domicile, SC or ST category, the 18–50 age band, the minimum educational qualification, and setting up the unit as a proprietorship or partnership firm.
What documents are required to apply?
Your Aadhaar number is needed to create the account on the portal. Beyond that, the application requires you to upload supporting documents, and the exact list along with the permitted format and file size is set out in the scheme guidelines. Scan your papers before you start so the upload step goes smoothly.
Is the training component compulsory?
Yes. Selected beneficiaries have to attend the mandatory training sessions. They cover business management, financial literacy and marketing, and are intended to prepare you to launch and operate the enterprise.
What kind of business can I set up with this funding?
The scheme does not restrict applicants to any particular sector and supports a range of business ventures that can contribute to local economic development. The one structural condition is that the unit must be a proprietorship or a partnership firm.
Who offers Mukhyamantri Anusuchit Jati/Janjati Udyami Yojana — ₹10L for SC/ST Founders?
Mukhyamantri Anusuchit Jati/Janjati Udyami Yojana — ₹10L for SC/ST Founders is offered by Department of Industries, Government of Bihar, a government body. It is provided as non-dilutive funding.
More funding from Department of Industries, Government of Bihar
Department of Industries, Government of Bihar runs 3 other programs listed on startupfunds — compare them before you decide where to apply.
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