Subsidy for Disabled Young Professionals in Haryana — ₹25L Loan
Loans of up to ₹25 lakh at 4.5%–8% interest for professionally qualified, unemployed disabled youth in Haryana, to fund a practice or venture tied to their degree.
- Funding amount
- ₹25L (debt / loan)
- Funding type
- Debt / Loan
- Provider
- Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam (Government)
- Application deadline
- Rolling
- Eligible stage
- Any stage
- Location
- Open to startups registered in India
Overview
The Subsidy for Disabled Young Professionals is a credit scheme of the Government of Haryana, delivered through the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam. It exists to help professionally qualified but unemployed young people with disabilities move into self-employment rather than wait on the job market.
The scheme is deliberately narrow about what it will finance. The money has to go into an activity that lines up with the applicant's own professional qualification — a practice, a micro-enterprise or another self-employment venture built on that training. The logic is straightforward: the degree already supplies the skill, and the loan supplies the working capital.
Support comes as a repayable loan rather than a grant or an equity stake. Amounts can reach ₹25,00,000, and interest falls somewhere in the 4.5% to 8% per annum band. There is no fixed closing date — the window rolls, so applications can be filed at any point in the year through Haryana's Antyodaya-SARAL portal.
Eligibility rests on four pillars: Haryana domicile, a disability of at least 40%, an age between 18 and 45 years, and a professional degree from a recognised institute. Applicants in the OH, VH, HH and MR categories are all covered.
Highlights
- Loans of up to ₹25 lakh per eligible applicant
- Interest charged between 4.5% and 8% per annum
- Open only to permanent residents of Haryana
- Applicants must be 18–45 years old with at least 40% disability
- Requires a professional degree from a recognised institute
- Rolling deadline — applications accepted through the year
Who can apply
Who can apply
- Domicile: the applicant must be a permanent resident of Haryana.
- Disability: at least 40% disability, in the Orthopaedically Handicapped (OH), Visually Handicapped (VH), Hearing Handicapped (HH) or Mentally Retarded (MR) category.
- Age: between 18 and 45 years.
- Qualification: a professional degree from a recognised institute.
- Employment status: the applicant must be unemployed.
- Purpose: the proposed activity must relate directly to that professional degree.
The scheme is aimed at professionally educated, unemployed disabled youth of Haryana. An unrelated business idea would not qualify, and applicants who are not permanent residents of the state are outside its scope.
Subsidy for Disabled Young Professionals in Haryana — ₹25L Loan is open to startups at any stage. It is open to startups registered anywhere in India.
- Eligible stage
- Any stage
- Location
- Open to startups registered in India
Deadline & timing
Subsidy for Disabled Young Professionals in Haryana — ₹25L Loan accepts applications on a rolling basis — there is no fixed cut-off date, so eligible startups can apply at any time. Because rolling programmes can pause without notice, confirm the window is still open on the official site before you start.
What the funding covers
The scheme extends loans of up to ₹25,00,000 to eligible applicants.
- Interest: charged at rates ranging from 4.5% to 8% per annum.
- Nature of support: debt — the sum is repaid, and no equity is taken in the venture.
- Permitted use: establishing or expanding a professional practice or micro-enterprise that is directly aligned with the applicant's professional qualification.
Because the support is structured as affordable credit rather than a one-time grant, it works as working capital for a practice or a small venture that the applicant is qualified to run.
About the provider
Subsidy for Disabled Young Professionals in Haryana — ₹25L Loan is offered by Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam, a government body. As a government-backed debt / loan, it is publicly funded and open to eligible startups across India.
Documents you’ll need
Before you apply to Subsidy for Disabled Young Professionals in Haryana — ₹25L Loan, keep the following documents ready:
- A pitch deck or short business plan describing the problem, product and traction
- Company registration documents and PAN
- Founder identification (PAN / Aadhaar) and brief profiles
- Recent financial statements or projections
- Product details — a demo, prototype or working link if available
Exact requirements are confirmed on the official application portal — treat this as a preparation checklist.
Who this is best for
Subsidy for Disabled Young Professionals in Haryana — ₹25L Loan is best suited for startups in India seeking non-dilutive funding of ₹25L. If that describes your startup, review the eligibility criteria above before applying.
Frequently asked questions
What exactly is the Subsidy for Disabled Young Professionals?
It is a loan scheme run by the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam under the Government of Haryana. It gives professionally educated but unemployed disabled youth in the state access to credit so they can take up self-employment, such as setting up a practice or a micro-enterprise of their own.
How much can I borrow under this scheme?
Eligible applicants can receive loans of up to ₹25,00,000 (₹25 lakh).
What interest rate applies to the loan?
Interest is charged at rates between 4.5% and 8% per annum. The exact rate within that band depends on the specific criteria applied to the case.
Who is eligible for the scheme?
You must be a permanent resident of Haryana, aged between 18 and 45 years, with a disability of at least 40% in the OH, VH, HH or MR category. You also need a professional degree from a recognised institute, you must be unemployed, and the activity you propose must be directly relevant to that professional qualification.
Do I have to be a Haryana resident to apply?
Yes. Permanent residency in Haryana is a core eligibility condition, alongside the disability, age and qualification requirements.
What kind of activity will the loan finance?
The funding is meant for professional activities or micro-enterprises that connect directly to your professional degree — for example, setting up a professional practice, a small business or another self-employment venture that uses your training. Proposals unrelated to your qualification are not covered.
Does the scheme take equity in my business?
No. This is a debt facility, not an equity investment, so no stake in your venture is taken. You repay the borrowed amount along with interest at the applicable rate.
Is there an application deadline?
No fixed cut-off is applied — the scheme is rolling and applications can be submitted at any time during the year through the Antyodaya-SARAL portal.
What documents do I need to submit, and how do I apply?
Applications are filed online on the Antyodaya-SARAL portal at saralharyana.gov.in. New users register by clicking 'New User', entering details such as name, email ID, mobile number, password and state, and then verifying the mobile number and email ID with the OTP received. After logging in, go to 'Apply for Services', then 'View all Available Services', search for the scheme and open it to fill the form. You must provide all mandatory details and upload the documents specified for the scheme, preview the form to confirm the information is correct, and then submit it.
Can I track the status of my application?
Yes. Status can be checked on the Antyodaya-SARAL portal at status.saralharyana.nic.in by entering your Department Name, Scheme Name and Application Reference ID.
Is DPIIT recognition required for Subsidy for Disabled Young Professionals in Haryana — ₹25L Loan?
No. DPIIT (Startup India) recognition is not listed as a mandatory requirement for Subsidy for Disabled Young Professionals in Haryana — ₹25L Loan, though having it can strengthen your application and unlock other benefits.
Who offers Subsidy for Disabled Young Professionals in Haryana — ₹25L Loan?
Subsidy for Disabled Young Professionals in Haryana — ₹25L Loan is offered by Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam, a government body. It is provided as non-dilutive funding.
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