Small Industries Unit for Persons with Disabilities — ₹25L Haryana Loan
A Haryana government loan scheme giving persons with disabilities up to ₹25 lakh to set up or expand manufacturing, fabrication and production units.
- Funding amount
- ₹25L (debt / loan)
- Funding type
- Debt / Loan
- Provider
- Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam (Government)
- Application deadline
- Rolling
- Eligible stage
- Any stage
- Location
- Open to startups registered in India
Overview
The Small Industries Unit for Persons with Disabilities is a debt-based scheme delivered by the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam. It exists to put capital in the hands of entrepreneurs with disabilities in Haryana who want to run an industrial unit of their own, either by starting one or by growing one they already operate.
The ceiling is ₹25 lakh. The money comes as a loan, which means the borrower keeps full ownership of the business — the Nigam supplies capital, not a share of the venture.
Support is directed at units that make things: manufacturing, fabrication and production. Two outcomes are intended at once. The first is an independent livelihood for a person with a disability. The second is added small-scale industrial capacity and employment inside the state.
There is no closing date. Applications sit open through the year on the Antyodaya-SARAL Portal, Haryana's single-window service platform, and everything from registration to submission to status tracking happens there.
Highlights
- Loan support of up to ₹25 lakh for persons with disabilities
- Open on a rolling basis — there is no application deadline
- For permanent residents of Haryana with at least 40% disability
- Age 18 or above; relaxed to 14 for persons with mental retardation
- Funds manufacturing, fabrication and production units, new or expanding
- Applied for online through the Antyodaya-SARAL Portal using a Family ID
Who can apply
Three conditions decide whether an application can go forward.
- Domicile: the applicant has to hold permanent residency in Haryana.
- Disability: a certified disability of at least 40% is required.
- Age: 18 years or above. For applicants with mental retardation the minimum is lowered to 14 years.
The scheme is meant for individual persons with disabilities who intend to run a small industrial unit, and the unit itself must be in manufacturing, fabrication or production activity.
Small Industries Unit for Persons with Disabilities — ₹25L Haryana Loan is open to startups at any stage. It is open to startups registered anywhere in India.
- Eligible stage
- Any stage
- Location
- Open to startups registered in India
Deadline & timing
Small Industries Unit for Persons with Disabilities — ₹25L Haryana Loan accepts applications on a rolling basis — there is no fixed cut-off date, so eligible startups can apply at any time. Because rolling programmes can pause without notice, confirm the window is still open on the official site before you start.
What the funding covers
The scheme extends up to ₹25 lakh (₹25,00,000) in loan support to an eligible applicant.
- It can be used to establish a brand-new small industrial unit, or to expand one that is already running.
- Permitted uses include buying machinery, purchasing raw materials, building out infrastructure, and covering working capital needs.
- Because the product is debt, the Nigam takes no equity stake — the beneficiary remains the sole owner and controller of the enterprise.
The larger purpose is economic self-sufficiency: a beneficiary who turns into an employer and a contributor to the state's industrial base.
About the provider
Small Industries Unit for Persons with Disabilities — ₹25L Haryana Loan is offered by Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam, a government body. As a government-backed debt / loan, it is publicly funded and open to eligible startups across India.
How to apply
Applications are submitted on the . Confirm the current deadline and document checklist there before you start.
Selection process
Applications filed on the Antyodaya-SARAL Portal pass through a set sequence before any loan is sanctioned.
- Preliminary screening — a first check that the form is complete and that the applicant clears the basic eligibility conditions.
- Committee review — a panel, drawn from officials of the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam, examines the application and the attached papers. It weighs disability status, Haryana residency, age, and how viable the proposed industrial unit is.
- Verification and field assessment — submitted documents are verified, and where the committee judges it necessary, the applicant may be called for a personal interview or the site of the proposed unit may be visited.
- Final approval — sanction of the loan assistance follows from that overall assessment.
Documents you’ll need
Before you apply to Small Industries Unit for Persons with Disabilities — ₹25L Haryana Loan, keep the following documents ready:
- A pitch deck or short business plan describing the problem, product and traction
- Company registration documents and PAN
- Founder identification (PAN / Aadhaar) and brief profiles
- Recent financial statements or projections
- Product details — a demo, prototype or working link if available
Exact requirements are confirmed on the official application portal — treat this as a preparation checklist.
Who this is best for
Small Industries Unit for Persons with Disabilities — ₹25L Haryana Loan is best suited for startups in India seeking non-dilutive funding of ₹25L. If that describes your startup, review the eligibility criteria above before applying.
Frequently asked questions
How much money can I get under this scheme?
The scheme extends up to ₹25 lakh (₹25,00,000) in loan support to an eligible applicant. The amount finally sanctioned depends on the committee's assessment of your application and of the proposed industrial unit.
Is this a grant or a loan, and will I have to give up equity?
It is a loan. The scheme is a debt product, so the Nigam does not take any equity stake in your business, and you do not surrender ownership or control of what you build. Since the money is borrowed rather than granted, it is expected to be repaid.
Who is eligible to apply?
You need to clear three conditions. You have to hold permanent residency in Haryana. You must have a disability of at least 40%. And you must be 18 years of age or older, with the minimum age relaxed to 14 years for persons with mental retardation.
What type of business does the scheme fund?
Small industrial units involved in manufacturing, fabrication and production. The support covers both setting up a fresh unit and expanding an existing one, and the focus stays on ventures that actually make or fabricate products.
What can the loan money be spent on?
It can go towards purchasing machinery, buying raw materials, putting infrastructure in place, and meeting working capital requirements. In short, both the capital costs of getting a unit operational and the running costs of keeping it going.
Is DPIIT recognition or MSME registration required to apply?
The published eligibility conditions for this scheme centre on Haryana residency, the extent of disability and the minimum age. DPIIT recognition and MSME registration are not listed among the requirements.
Is there an application deadline?
No. This is a rolling scheme that stays open through the year, so you can apply whenever your project is ready to be put forward.
How do I apply for the scheme?
Everything is done online on the Antyodaya-SARAL Portal. Register as a new user with your name, email ID, mobile number, password and state, then verify both your email and mobile number through the OTPs sent to you. Log in, go to 'Apply for Services' and then 'View all Available Services', and select the 'Small Industries Unit for Persons with Disabilities' scheme. In the form, enter your Parivar Pehchan Patra (Family ID), click to fetch your family data, choose the beneficiary name and confirm it with an OTP sent to that family member. Fill in every mandatory field, upload the supporting documents, preview the form carefully, and submit.
How will my application be evaluated?
After submission there is a preliminary screening for completeness and basic eligibility. A committee that includes officials of the Nigam then reviews the application and the supporting papers, assessing disability status, residency, age and the viability of the proposed unit. Documents may be verified, and if the committee considers it necessary you could be asked to attend a personal interview or have the proposed unit site visited. The final decision to sanction the loan rests on that overall assessment.
Can I track the status of my application?
Yes. The Antyodaya-SARAL Portal has a status tracking page where you can look up your application. You will need to provide your Department Name, Scheme Name and Application Reference ID.
Who offers Small Industries Unit for Persons with Disabilities — ₹25L Haryana Loan?
Small Industries Unit for Persons with Disabilities — ₹25L Haryana Loan is offered by Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam, a government body. It is provided as non-dilutive funding.
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