Haryana Vehicle Purchase Loan for Persons with Disabilities — up to ₹25 Lakh

This scheme is run by the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam, a body under the Government of Haryana. It exists so that residents of the state who live with a disability can move into self-employment by owning a vehicle that earns money rather than only serving as personal transport.

Support comes in the form of a repayable loan, not a grant or an investment. The borrower therefore keeps complete ownership of the vehicle and of the income it generates, and does not hand over any share of a business in return for the funding.

The money is meant for vehicles that will be put to work commercially — a car run on hire, or heavier equipment such as a JCB, a truck or a road roller. By making capital available to a group that often struggles to raise it, the programme is designed to build steady incomes and pull persons with disabilities into the state's mainstream economy.

Applications are handled online through Haryana's Antyodaya-SARAL portal, and the scheme stays open through the year, so there is no closing date to race against.

• Loan of up to ₹10 lakh for a vehicle used for general commercial hiring
• Up to ₹25 lakh for special category vehicles such as JCBs, trucks and road rollers
• Open to Haryana residents with a disability of 40% or more
• Repayable debt — no equity or ownership stake is taken
• No deadline; applications are accepted round the year on the Antyodaya-SARAL portal

Applications are tested against a short and clearly defined list of conditions, and all of them must be met.

• Domicile: the applicant must be a permanent resident of Haryana.
• Disability: a disability of at least 40% is required.
• Age: the applicant must be above 18 years, with the bar lowered to 14 years for persons with mental retardation.
• Licence: a valid licence is required, as per National Corporation policy.

The criteria are written around an individual applicant rather than a company, and they cover residency, the certified extent of disability, age and licensing together. An application that fails any one of these tests will not move forward, so it is worth confirming each point before filling in the form.

Haryana Vehicle Purchase Loan for Persons with Disabilities — up to ₹25 Lakh is open to startups at any stage. It is open to startups registered anywhere in India.

Haryana Vehicle Purchase Loan for Persons with Disabilities — up to ₹25 Lakh accepts applications on a rolling basis — there is no fixed cut-off date, so eligible startups can apply at any time. Because rolling programmes can pause without notice, confirm the window is still open on the official site before you start.

What the scheme offers is debt, and the amount depends entirely on the kind of vehicle being bought.

• Up to ₹10,00,000 for a vehicle intended for general commercial hiring.
• Up to ₹25,00,000 where the purchase falls in the special category — a JCB, a truck or a road roller.

Because this is a loan, no equity or ownership stake is taken in the applicant's venture. The borrower repays the amount and retains the vehicle outright, along with everything it earns.

The funding is aimed at assets that generate revenue, which makes it a fit for an applicant who already knows how the vehicle will be deployed and how the instalments will be serviced.

Haryana Vehicle Purchase Loan for Persons with Disabilities — up to ₹25 Lakh is offered by Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam, a government body. As a government-backed debt / loan, it is publicly funded and open to eligible startups across India.

Every application arrives through the Antyodaya-SARAL portal and is received by the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam.

A dedicated committee within the Nigam takes up each application and verifies the applicant against the scheme's conditions — Haryana residency, the percentage of disability, age and the licensing requirement.

The committee also examines whether the papers submitted are complete and accurate.

Approval is granted to applicants who satisfy every policy guideline and whose plan to purchase a commercial vehicle matches what the scheme is meant to fund.

Before you apply to Haryana Vehicle Purchase Loan for Persons with Disabilities — up to ₹25 Lakh, keep the following documents ready:

• A pitch deck or short business plan describing the problem, product and traction
• Company registration documents and PAN
• Founder identification (PAN / Aadhaar) and brief profiles
• Recent financial statements or projections
• Product details — a demo, prototype or working link if available

Exact requirements are confirmed on the official application portal — treat this as a preparation checklist.

Haryana Vehicle Purchase Loan for Persons with Disabilities — up to ₹25 Lakh is best suited for startups in India seeking non-dilutive funding of ₹10L – ₹2.5Cr. If that describes your startup, review the eligibility criteria above before applying.