Subsidy for Disabled Young Professionals in Haryana — ₹25L Loan — Frequently Asked Questions

It is a loan scheme run by the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam under the Government of Haryana. It gives professionally educated but unemployed disabled youth in the state access to credit so they can take up self-employment, such as setting up a practice or a micro-enterprise of their own.

Eligible applicants can receive loans of up to ₹25,00,000 (₹25 lakh).

Interest is charged at rates between 4.5% and 8% per annum. The exact rate within that band depends on the specific criteria applied to the case.

You must be a permanent resident of Haryana, aged between 18 and 45 years, with a disability of at least 40% in the OH, VH, HH or MR category. You also need a professional degree from a recognised institute, you must be unemployed, and the activity you propose must be directly relevant to that professional qualification.

Yes. Permanent residency in Haryana is a core eligibility condition, alongside the disability, age and qualification requirements.

The funding is meant for professional activities or micro-enterprises that connect directly to your professional degree — for example, setting up a professional practice, a small business or another self-employment venture that uses your training. Proposals unrelated to your qualification are not covered.

No. This is a debt facility, not an equity investment, so no stake in your venture is taken. You repay the borrowed amount along with interest at the applicable rate.

No fixed cut-off is applied — the scheme is rolling and applications can be submitted at any time during the year through the Antyodaya-SARAL portal.

Applications are filed online on the Antyodaya-SARAL portal at saralharyana.gov.in. New users register by clicking 'New User', entering details such as name, email ID, mobile number, password and state, and then verifying the mobile number and email ID with the OTP received. After logging in, go to 'Apply for Services', then 'View all Available Services', search for the scheme and open it to fill the form. You must provide all mandatory details and upload the documents specified for the scheme, preview the form to confirm the information is correct, and then submit it.

Yes. Status can be checked on the Antyodaya-SARAL portal at status.saralharyana.nic.in by entering your Department Name, Scheme Name and Application Reference ID.

No. DPIIT (Startup India) recognition is not listed as a mandatory requirement for Subsidy for Disabled Young Professionals in Haryana — ₹25L Loan, though having it can strengthen your application and unlock other benefits.

Subsidy for Disabled Young Professionals in Haryana — ₹25L Loan is offered by Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam, a government body. It is provided as non-dilutive funding.