Shilp Sampada Term Loan Scheme — ₹10 Lakh for Haryana Backward Class Artisans
A Haryana government term loan of up to ₹10 lakh for backward class artisans and craftspersons, paired with skill upgrade training in modern techniques such as CAD.
- Funding amount
- ₹10L (debt / loan)
- Funding type
- Debt / Loan
- Provider
- Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam (Government)
- Application deadline
- Rolling
- Eligible stage
- Any stage
- Location
- Open to startups registered in India
Overview
The Shilp Sampada Term Loan Scheme is a Government of Haryana effort to keep the state's traditional arts and crafts alive by putting working capital behind the people who practise them. It is run by the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam and is aimed squarely at artisans and craftspersons from backward class communities across the state.
Haryana's handicrafts have long struggled for want of affordable finance and exposure to newer production methods. This programme tackles both sides of that problem: a term loan that can be channelled into a craft-based enterprise, and training that refreshes existing skills with contemporary inputs, including computer-aided design and other modern techniques.
Because the facility runs on a rolling basis, there is no application window to wait for. Eligible applicants can approach the Kalyan Nigam through the state's Antyodaya-SARAL portal at any point in the year. The loan ceiling is ₹10 lakh, and the applicant's annual family income must stay within ₹3,00,000 to qualify.
Highlights
- Term loan of up to ₹10 lakh
- For backward class artisans and craftspersons in Haryana
- Applicant age must be between 18 and 35 years
- Annual family income cap of ₹3,00,000
- Includes skill upgrade training such as CAD
- Open round the year through the Antyodaya-SARAL portal
Who can apply
Eligibility here rests on four things — where you live, what you do, how old you are, and what your household earns.
- Domicile: the applicant must hold permanent residency in Haryana.
- Occupation: you must work as an artisan or craftsperson in traditional arts and crafts.
- Age: between 18 and 35 years.
- Category: the applicant must belong to the backward class category.
- Income: annual family income should not exceed ₹3,00,000.
Applicants from outside Haryana are not covered. Applications are filed through the state portal using the family's Parivar Pehchan Patra (Family ID), which is also how family and residence details are pulled in and verified.
Shilp Sampada Term Loan Scheme — ₹10 Lakh for Haryana Backward Class Artisans is open to startups at any stage. It is open to startups registered anywhere in India.
- Eligible stage
- Any stage
- Location
- Open to startups registered in India
Deadline & timing
Shilp Sampada Term Loan Scheme — ₹10 Lakh for Haryana Backward Class Artisans accepts applications on a rolling basis — there is no fixed cut-off date, so eligible startups can apply at any time. Because rolling programmes can pause without notice, confirm the window is still open on the official site before you start.
What the funding covers
The scheme extends a term loan of as much as ₹10,00,000 to eligible artisans and handicraft persons from Haryana's backward classes.
The money is meant for capital needs. Recipients can put it towards capital investment, buying raw materials, replacing or upgrading tools, or expanding an existing traditional crafts business.
Alongside the loan, beneficiaries receive training to upgrade their existing skills, covering modern techniques such as computer-aided design (CAD). Pairing finance with upskilling helps craftspeople keep pace with the market without abandoning the craft itself.
The facility is structured as a loan rather than a grant or an equity investment, so the Kalyan Nigam does not take a stake in the business.
About the provider
Shilp Sampada Term Loan Scheme — ₹10 Lakh for Haryana Backward Class Artisans is offered by Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam, a government body. As a government-backed debt / loan, it is publicly funded and open to eligible startups across India.
How to apply
Applications are submitted on the . Confirm the current deadline and document checklist there before you start.
Selection process
Applications are assessed by the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam.
- The Nigam first verifies the eligibility conditions — permanent residency in Haryana, age, backward class status, and the annual family income ceiling.
- The documents submitted are cross-referenced to confirm that the applicant genuinely works as an artisan or craftsperson.
- Officials then examine the financial viability of the proposed business or craft-preservation activity.
- Final sanctioning of the loan follows from this overall assessment and the merits of the applicant's proposal for preserving traditional arts and crafts.
Sanction is subject to the funds allocated to the scheme.
Documents you’ll need
Before you apply to Shilp Sampada Term Loan Scheme — ₹10 Lakh for Haryana Backward Class Artisans, keep the following documents ready:
- A pitch deck or short business plan describing the problem, product and traction
- Company registration documents and PAN
- Founder identification (PAN / Aadhaar) and brief profiles
- Recent financial statements or projections
- Product details — a demo, prototype or working link if available
Exact requirements are confirmed on the official application portal — treat this as a preparation checklist.
Who this is best for
Shilp Sampada Term Loan Scheme — ₹10 Lakh for Haryana Backward Class Artisans is best suited for startups in India seeking non-dilutive funding of ₹10L. If that describes your startup, review the eligibility criteria above before applying.
Frequently asked questions
What is the Shilp Sampada Term Loan Scheme?
It is a debt-based funding programme run by the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam under the Government of Haryana. It gives artisans and craftspersons from backward class communities a term loan of up to ₹10 lakh, plus training, so they can sustain and grow enterprises built on Haryana's traditional arts and crafts.
How much funding can an artisan get under this scheme?
An eligible artisan or craftsperson can borrow up to ₹10,00,000. The support comes in the form of a term loan, and applications are accepted round the year rather than against a fixed deadline.
Who is eligible to apply for this loan?
You must hold permanent residency in Haryana, belong to the backward class category, be aged between 18 and 35 years, and work as an artisan or craftsperson. Your annual family income must also not exceed ₹3,00,000.
Can artisans from other states apply?
No. Living in Haryana is one of the core conditions of eligibility, and the application process itself is tied to the state's Antyodaya-SARAL portal, where a Parivar Pehchan Patra (Family ID) is used to fetch and verify family details.
Do I need DPIIT recognition or MSME registration to apply?
Neither DPIIT recognition nor MSME registration appears among the requirements for this scheme. What matters is Haryana residency, backward class status, working as an artisan or craftsperson, being between 18 and 35 years old, and having an annual family income within ₹3,00,000.
Does the scheme take equity in my business?
No. This is a term loan, so no equity or ownership stake is taken in the applicant's business. The amount is borrowed money that has to be repaid, though the detailed repayment schedule, interest rate and tenure are not set out in the information available about the scheme.
What can the loan be used for, and what else does the scheme offer?
The loan can go towards capital investment, purchasing raw materials, upgrading tools, or expanding a traditional arts and crafts business. Beyond the money, beneficiaries also receive training that upgrades their existing skills with modern techniques, including computer-aided design (CAD).
Is there an application deadline?
No. The scheme operates on a rolling basis, which means applications can be submitted at any time of the year. Sanction of a loan is nonetheless subject to the funds allocated to the scheme.
How do I apply, and what documents are needed?
Applications are filed online on the Antyodaya-SARAL portal at saralharyana.gov.in. Register as a new user, log in, go to 'Apply for Services' and then 'View all Available Services', search for the Shilp Sampada Term Loan Scheme, enter your Parivar Pehchan Patra (Family ID), select and verify the beneficiary name via OTP, complete the form, upload the required documents, preview everything and submit. Documents are not exhaustively listed, but applications of this kind typically call for proof of Haryana residency, a caste certificate, age proof, an income certificate, Family ID details, and papers relating to your artisan or craftsperson work or your proposed business plan.
How is my application evaluated, and can I track it?
The Kalyan Nigam reviews each application, verifying eligibility, cross-checking the submitted documents, and assessing how viable the proposed craft or business activity is. Sanctioning depends on that overall assessment and on the merits of the proposal, subject to available funds. You can follow the progress on the status portal at status.saralharyana.nic.in by entering the department name, the scheme name and your application reference ID.
Who offers Shilp Sampada Term Loan Scheme — ₹10 Lakh for Haryana Backward Class Artisans?
Shilp Sampada Term Loan Scheme — ₹10 Lakh for Haryana Backward Class Artisans is offered by Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam, a government body. It is provided as non-dilutive funding.
More funding from Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam
Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam runs 6 other programs listed on startupfunds — compare them before you decide where to apply.
Alternatives to Shilp Sampada Term Loan Scheme — ₹10 Lakh for Haryana Backward Class Artisans
Not sure Shilp Sampada Term Loan Scheme — ₹10 Lakh for Haryana Backward Class Artisans is the right fit, or already applied? These are other debt open to Indian startups that founders shortlist alongside it.
Questions from founders
Ask anything about eligibility, documents or the process — answered by the community.
No questions yet — be the first to ask.