Shilp Sampada Term Loan Scheme — ₹10 Lakh for Haryana Backward Class Artisans — Frequently Asked Questions

It is a debt-based funding programme run by the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam under the Government of Haryana. It gives artisans and craftspersons from backward class communities a term loan of up to ₹10 lakh, plus training, so they can sustain and grow enterprises built on Haryana's traditional arts and crafts.

An eligible artisan or craftsperson can borrow up to ₹10,00,000. The support comes in the form of a term loan, and applications are accepted round the year rather than against a fixed deadline.

You must hold permanent residency in Haryana, belong to the backward class category, be aged between 18 and 35 years, and work as an artisan or craftsperson. Your annual family income must also not exceed ₹3,00,000.

No. Living in Haryana is one of the core conditions of eligibility, and the application process itself is tied to the state's Antyodaya-SARAL portal, where a Parivar Pehchan Patra (Family ID) is used to fetch and verify family details.

Neither DPIIT recognition nor MSME registration appears among the requirements for this scheme. What matters is Haryana residency, backward class status, working as an artisan or craftsperson, being between 18 and 35 years old, and having an annual family income within ₹3,00,000.

No. This is a term loan, so no equity or ownership stake is taken in the applicant's business. The amount is borrowed money that has to be repaid, though the detailed repayment schedule, interest rate and tenure are not set out in the information available about the scheme.

The loan can go towards capital investment, purchasing raw materials, upgrading tools, or expanding a traditional arts and crafts business. Beyond the money, beneficiaries also receive training that upgrades their existing skills with modern techniques, including computer-aided design (CAD).

No. The scheme operates on a rolling basis, which means applications can be submitted at any time of the year. Sanction of a loan is nonetheless subject to the funds allocated to the scheme.

Applications are filed online on the Antyodaya-SARAL portal at saralharyana.gov.in. Register as a new user, log in, go to 'Apply for Services' and then 'View all Available Services', search for the Shilp Sampada Term Loan Scheme, enter your Parivar Pehchan Patra (Family ID), select and verify the beneficiary name via OTP, complete the form, upload the required documents, preview everything and submit. Documents are not exhaustively listed, but applications of this kind typically call for proof of Haryana residency, a caste certificate, age proof, an income certificate, Family ID details, and papers relating to your artisan or craftsperson work or your proposed business plan.

The Kalyan Nigam reviews each application, verifying eligibility, cross-checking the submitted documents, and assessing how viable the proposed craft or business activity is. Sanctioning depends on that overall assessment and on the merits of the proposal, subject to available funds. You can follow the progress on the status portal at status.saralharyana.nic.in by entering the department name, the scheme name and your application reference ID.

Shilp Sampada Term Loan Scheme — ₹10 Lakh for Haryana Backward Class Artisans is offered by Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam, a government body. It is provided as non-dilutive funding.