Mukhyamantri Anusuchit Jati/Janjati Udyami Yojana — ₹10L for SC/ST Founders — Frequently Asked Questions

A successful applicant can access up to ₹10,00,000 in total. That ceiling is split into two equal parts: a maximum of ₹5,00,000 as a grant and a maximum of ₹5,00,000 as an interest-free loan.

It is both. Half of the assistance is a grant that does not have to be returned, and the other half is an interest-free loan repaid over an agreed tenure. Some sub-schemes charge a nominal 1% interest on the loan portion.

You must be a permanent resident of Bihar and belong to an SC or ST community. Applicants need to be between 18 and 50 years of age and should have completed at least 10+2, Intermediate, ITI, a Polytechnic Diploma or an equivalent qualification. The proposed business unit has to be a proprietorship or a partnership firm.

Yes. This Yojana is a dedicated component of the Mukhyamantri Udyami Yojana, reserved for applicants from SC and ST communities. Applicants outside these categories are not eligible under this component.

No. The support is delivered as a grant and a loan, so the government does not receive shares or any ownership stake in your venture. The grant portion is non-repayable, and the loan portion is repaid on its own terms.

There is no fixed deadline. Applications are accepted on a rolling basis throughout the year, so you can register and apply whenever your project is ready.

Go to the official portal at udyami.bihar.gov.in and open the "Registration/Log in" link. Choose Mukhyamantri Udyami Yojana (MMUY), enter your Aadhaar number, create a password and complete the registration form with your personal and contact details. Once registered, log in with the same Aadhaar number and password and fill the main application form with your business details, project proposal and financial projections. Upload the supporting documents as specified, review everything, submit the form, and download and print the acknowledgement receipt for your records.

Those are not among the eligibility conditions published for this scheme. The criteria that matter are Bihar domicile, SC or ST category, the 18–50 age band, the minimum educational qualification, and setting up the unit as a proprietorship or partnership firm.

Your Aadhaar number is needed to create the account on the portal. Beyond that, the application requires you to upload supporting documents, and the exact list along with the permitted format and file size is set out in the scheme guidelines. Scan your papers before you start so the upload step goes smoothly.

Yes. Selected beneficiaries have to attend the mandatory training sessions. They cover business management, financial literacy and marketing, and are intended to prepare you to launch and operate the enterprise.

The scheme does not restrict applicants to any particular sector and supports a range of business ventures that can contribute to local economic development. The one structural condition is that the unit must be a proprietorship or a partnership firm.

Mukhyamantri Anusuchit Jati/Janjati Udyami Yojana — ₹10L for SC/ST Founders is offered by Department of Industries, Government of Bihar, a government body. It is provided as non-dilutive funding.