Mahila Samiriddhi Yojana: Loans up to ₹1,25,000 for Haryana Women

Mahila Samiriddhi Yojana for Backward Classes is a state-level loan scheme implemented by the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam. Its purpose is straightforward: to place working capital in the hands of women from Backward Classes in Haryana who want to launch a venture of their own or push an existing one further.

The support is offered as a loan, with each beneficiary able to access up to ₹1,25,000. Applications are accepted from individual women entrepreneurs as well as from self-help groups, which means a group can borrow collectively on behalf of its members.

By combining easy access to credit with a clear target group, the scheme works towards self-employment and financial independence for women in the state, and towards their wider participation in Haryana's economy.

• Loan of up to ₹1,25,000 per beneficiary
• For women entrepreneurs from Backward Classes in Haryana
• Individual women and self-help groups can both apply
• Applicants must be 18–55 with family income up to ₹3,00,000
• Non-dilutive debt funding — no equity is taken
• Applications filed online through the Antyodaya-SARAL Portal

The scheme is reserved for women from Backward Classes who live in Haryana. To be considered, an applicant has to satisfy every one of the following conditions:

• Domicile: she must be a permanent resident of Haryana.
• Gender and age: the scheme is open to women aged 18 to 55 years.
• Community: an individual applicant must belong to Backward Classes. Where a self-help group applies, at least 60% of its members must be from Backward Classes; the remaining 40% may come from other weaker sections such as SC, handicapped or minority communities.
• Family income: annual family income must not be more than ₹3,00,000.
• Identity document: a Pariwar Pehchan Patra (PPP ID / Family ID) is mandatory.

There are no industry restrictions listed, and the scheme does not require DPIIT recognition or MSME registration.

Mahila Samiriddhi Yojana: Loans up to ₹1,25,000 for Haryana Women is open to startups at any stage. It is open to startups registered anywhere in India.

Mahila Samiriddhi Yojana: Loans up to ₹1,25,000 for Haryana Women accepts applications on a rolling basis — there is no fixed cut-off date, so eligible startups can apply at any time. Because rolling programmes can pause without notice, confirm the window is still open on the official site before you start.

The benefit is a business loan of up to ₹1,25,000 per beneficiary. Because the funding is debt-based, it is non-dilutive — the scheme does not take equity or any ownership stake in the business.

The capital can be put towards setting up a new enterprise or towards expanding one that is already running. It is released either to an individual woman entrepreneur or directly to a self-help group.

The stated objective behind the money is economic self-reliance, giving women from Backward Classes the means to become self-employed and financially independent.

Mahila Samiriddhi Yojana: Loans up to ₹1,25,000 for Haryana Women is offered by Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam, a government body. As a government-backed debt / loan, it is publicly funded and open to eligible startups across India.

Before you apply to Mahila Samiriddhi Yojana: Loans up to ₹1,25,000 for Haryana Women, keep the following documents ready:

• A pitch deck or short business plan describing the problem, product and traction
• Company registration documents and PAN
• Founder identification (PAN / Aadhaar) and brief profiles
• Recent financial statements or projections
• Product details — a demo, prototype or working link if available

Exact requirements are confirmed on the official application portal — treat this as a preparation checklist.

Mahila Samiriddhi Yojana: Loans up to ₹1,25,000 for Haryana Women is best suited for startups in India seeking non-dilutive funding of ₹1.3L. If that describes your startup, review the eligibility criteria above before applying.