Small Industries Unit for Persons with Disabilities — ₹25L Haryana Loan — Frequently Asked Questions

The scheme extends up to ₹25 lakh (₹25,00,000) in loan support to an eligible applicant. The amount finally sanctioned depends on the committee's assessment of your application and of the proposed industrial unit.

It is a loan. The scheme is a debt product, so the Nigam does not take any equity stake in your business, and you do not surrender ownership or control of what you build. Since the money is borrowed rather than granted, it is expected to be repaid.

You need to clear three conditions. You have to hold permanent residency in Haryana. You must have a disability of at least 40%. And you must be 18 years of age or older, with the minimum age relaxed to 14 years for persons with mental retardation.

Small industrial units involved in manufacturing, fabrication and production. The support covers both setting up a fresh unit and expanding an existing one, and the focus stays on ventures that actually make or fabricate products.

It can go towards purchasing machinery, buying raw materials, putting infrastructure in place, and meeting working capital requirements. In short, both the capital costs of getting a unit operational and the running costs of keeping it going.

The published eligibility conditions for this scheme centre on Haryana residency, the extent of disability and the minimum age. DPIIT recognition and MSME registration are not listed among the requirements.

No. This is a rolling scheme that stays open through the year, so you can apply whenever your project is ready to be put forward.

Everything is done online on the Antyodaya-SARAL Portal. Register as a new user with your name, email ID, mobile number, password and state, then verify both your email and mobile number through the OTPs sent to you. Log in, go to 'Apply for Services' and then 'View all Available Services', and select the 'Small Industries Unit for Persons with Disabilities' scheme. In the form, enter your Parivar Pehchan Patra (Family ID), click to fetch your family data, choose the beneficiary name and confirm it with an OTP sent to that family member. Fill in every mandatory field, upload the supporting documents, preview the form carefully, and submit.

After submission there is a preliminary screening for completeness and basic eligibility. A committee that includes officials of the Nigam then reviews the application and the supporting papers, assessing disability status, residency, age and the viability of the proposed unit. Documents may be verified, and if the committee considers it necessary you could be asked to attend a personal interview or have the proposed unit site visited. The final decision to sanction the loan rests on that overall assessment.

Yes. The Antyodaya-SARAL Portal has a status tracking page where you can look up your application. You will need to provide your Department Name, Scheme Name and Application Reference ID.

Small Industries Unit for Persons with Disabilities — ₹25L Haryana Loan is offered by Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam, a government body. It is provided as non-dilutive funding.