Haryana Vehicle Purchase Loan for Persons with Disabilities — up to ₹25 Lakh — Frequently Asked Questions

The ceiling depends on the vehicle. For a vehicle bought for general commercial hiring, the loan can go up to ₹10,00,000. If you are buying a special category vehicle such as a JCB, a truck or a road roller, the amount can extend up to ₹25,00,000.

You need to be a permanent resident of Haryana, have a disability of at least 40%, be above 18 years of age and hold a valid licence as per National Corporation policy. All of these conditions apply together, so meeting only some of them is not enough.

Yes. The general requirement is that the applicant must be above 18 years, but for persons with mental retardation the minimum age is relaxed to 14 years.

No. Permanent residency in Haryana is a core condition of the scheme, and the Nigam verifies this during the review of the application.

Yes. A valid licence as per National Corporation policy is one of the stated eligibility requirements, and it is checked along with residency, disability percentage and age.

No. The support is structured as a loan, so it is non-dilutive — you repay the borrowed amount and keep full ownership of the vehicle and of the income it earns. No stake is taken in your venture.

The scheme covers vehicles meant for commercial hiring. That includes cars run on hire and special category heavy vehicles such as JCBs, trucks and road rollers.

There is no fixed deadline. The scheme runs on a rolling basis and stays open, so you can apply at any point through the Antyodaya-SARAL portal.

Applications are made online on the Antyodaya-SARAL portal at saralharyana.gov.in. If you are a new user, click the New User link under Sign In Here, fill in your name, email ID, mobile number, password and state, and verify the mobile number and email using the OTPs you receive. Then log in with your email ID, password and the captcha code, go to Apply for Services and select View all Available Services, search for this scheme and open its form. Fill in all mandatory details, upload the required supporting documents, preview the form to check everything, and click Submit.

You can track it online through the Antyodaya-SARAL status page at status.saralharyana.nic.in. You will need to enter your Department Name, the Scheme Name and the Application Reference ID that was provided when you submitted.

The Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam receives the application from the portal, and a dedicated committee within the Nigam reviews it. The committee verifies your eligibility against the scheme conditions, checks the completeness and accuracy of your documents, and approves loans for applicants who meet all policy guidelines and whose vehicle purchase proposal fits the scheme.

No. DPIIT (Startup India) recognition is not listed as a mandatory requirement for Haryana Vehicle Purchase Loan for Persons with Disabilities — up to ₹25 Lakh, though having it can strengthen your application and unlock other benefits.

Haryana Vehicle Purchase Loan for Persons with Disabilities — up to ₹25 Lakh is offered by Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam, a government body. It is provided as non-dilutive funding.