₹3.3LUp to
by Co-operation, Food and Consumer Protection Department, Government of Tamil Nadu
A Tamil Nadu government credit scheme, routed through the Primary Cooperative Agriculture and Rural Development Bank, that offers inland fishing farmers up to ₹3,30,000 per hectare at 11–12% interest, with applications open all year.
₹20,000Up to
by Co-operation, Food and Consumer Protection Department, Government of Tamil Nadu
Tamil Nadu government offers working women a low-cost loan of up to ₹20,000 at 12% interest through District Central Cooperative Banks.
₹2LUp to
by Co-operation, Food and Consumer Protection Department, Government of Tamil Nadu
A rolling loan scheme from Tamil Nadu's Co-operation, Food and Consumer Protection Department that lets farmers borrow up to ₹2,00,000 for handloom and other non-farm ventures, at 11%–12.5% interest.
₹5LUp to
by Directorate of Industries, Trade and Commerce, Government of Goa
A now-closed Goa government scheme that offered interest-free loans of up to ₹5 lakh to registered units for international exhibitions and overseas market study tours.
₹5LUp to
by Minority Welfare Department, Government of Bihar
A Bihar government debt scheme offering minority youth loans of up to ₹5,00,000 at a simple 5% annual interest rate, repayable over five years after a three-month moratorium.
₹1.5LUp to
by Haryana Scheduled Castes Finance and Development Corporation
HSFDC-backed loan of up to ₹1.5 lakh with a 50% subsidy (max ₹10,000) at 4% interest for Scheduled Caste BPL families in Haryana buying jhota buggi, camel or mule carts.
₹1.3LUp to
by Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam
A Haryana scheme that gives women from Backward Classes loans of up to ₹1,25,000 — on their own or through a self-help group — to start or grow a business.
Varies
by Co-operation, Food and Consumer Protection Department, Government of Tamil Nadu
A repayable tea plantation loan from Tamil Nadu's Co-operation, Food and Consumer Protection Department, offering ₹33,000 for every acre planted or extended.
₹14,800 – ₹17,000Range
by Co-operation, Food and Consumer Protection Department, Government of Tamil Nadu
A rolling loan scheme from Tamil Nadu's Co-operation, Food and Consumer Protection Department that gives poultry and cattle farmers up to ₹17,000 at 14.5% to 16.5% annual interest.
Varies
by Social Justice and Empowerment Department, Government of Gujarat
A Gujarat government loan for Scheduled Caste applicants from Antyodaya families to buy a passenger auto-rickshaw and earn from transport work.
₹100CrUp to
by National Credit Guarantee Trustee Company (NCGTC)
Collateral-free working capital top-up up to ₹100 crore for MSMEs impacted by the West Asia crisis
₹5.0L – ₹10LRange
by Ministry of Finance, Govt of India
Collateral-free business loan of ₹5–₹10 lakh for established micro-enterprises scaling up, under PMMY.
₹50,001 – ₹5LRange
by Ministry of Finance, Govt of India
Collateral-free business loan ₹50,001–₹5 lakh for growing micro-enterprises
₹10.0L – ₹20LRange
by Ministry of Finance, Govt of India
₹50,000Up to
by Ministry of Finance, Govt of India
Collateral-free micro loan up to ₹50,000 for businesses in their earliest stage
₹1 – ₹20LRange
by Ministry of Finance, Govt of India
Collateral-free loans up to ₹20 lakh for micro and small non-farm businesses.
₹10LFrom
by Small Industries Development Bank of India (SIDBI)
Below-market soft loans from ₹10 lakh for MSMEs in manufacturing and services
Varies
by Ministry of MSME
Subordinate debt with 90% CGTMSE guarantee for stressed/NPA-classified MSMEs
₹2CrUp to
by Ministry of MSME
Collateral-free credit guarantee up to ₹2 crore for micro & small enterprises
Varies
by NABARD
Below-market NABARD loans for dairy cooperatives and producer companies for processing infrastructure
₹15LUp to
by Kerala Startup Mission
Soft loan up to ₹15L for women-led Kerala startups with government/PSU orders.
₹10LUp to
under Bihar Startup Policy 2022 · by Department of Industries, Government of Bihar
Interest-free seed loan for Bihar-registered validation-stage startups, with bonus for women/SC/ST/differently-abled.
₹15LUp to
by Kerala Startup Mission
Seed funding (loan) for early-stage Kerala startups working on innovative tech products.
₹25LUp to
by Kerala Startup Mission
Collateral-free debt up to ₹25L for DPIIT-recognised, revenue-stage tech startups registered in Kerala, by KSUM.