PMMY Tarun — MUDRA Loan ₹5 Lakh to ₹10 Lakh

The Tarun category of the Pradhan Mantri MUDRA Yojana (PMMY) is designed for established micro-enterprises that have a proven track record and require ₹5 lakh to ₹10 lakh for growth. This Government of India scheme, administered by the Ministry of Finance, provides collateral-free loans to help businesses scale operations, purchase machinery, expand into new markets, or manage seasonal working capital needs. Available through all MUDRA-empanelled lending institutions including banks, MFIs, and NBFCs, the loan is assessed purely on business merit and past repayment behaviour without mandating any security. Loan tenure and interest rates are set by the lender within RBI's MSME lending guidelines.

For non-farm income-generating activities in manufacturing, services, or trading, Tarun loans empower entrepreneurs to take their micro-enterprise to the next level with government backing and no collateral risk.

• Collateral-free loan from ₹5,00,001 to ₹10 lakh for established micro-enterprises.
• Available through all MUDRA-empanelled banks, MFIs, and NBFCs across India.
• Funds can be used for machinery, market expansion, or working capital in any non-farm activity.
• No collateral required — loan is assessed on business merit and repayment track record.
• Government of India backed under Pradhan Mantri MUDRA Yojana.

Non-farm micro-enterprises and entrepreneurs with an established operational track record are eligible. Both new businesses and existing units can apply. Loans are provided through MUDRA-empanelled scheduled commercial banks, Regional Rural Banks (RRBs), Micro Finance Institutions (MFIs), and NBFCs. For the standard Tarun loan (₹5–₹10 lakh), businesses need not have prior MUDRA loan experience, but applicants for the Tarun+ category (up to ₹20 lakh) are typically expected to have a clean repayment history on a previous MUDRA loan. There is no restriction on industry or state for this program.

PMMY Tarun — MUDRA Loan ₹5 Lakh to ₹10 Lakh is open to startups at any stage. It is open to startups registered anywhere in India.

PMMY Tarun — MUDRA Loan ₹5 Lakh to ₹10 Lakh accepts applications on a rolling basis — there is no fixed cut-off date, so eligible startups can apply at any time. Because rolling programmes can pause without notice, confirm the window is still open on the official site before you start.

PMMY Tarun provides collateral-free loans from ₹5,00,001 to ₹10 lakh for established micro-enterprises with a proven operational record. No physical security is mandated; the lender assesses your business on its merits and repayment history. Loan tenure and interest rates are set by the lender within RBI's MSME guidelines.

Funds can be deployed across any non-farm income-generating use — adding machinery, scaling production capacity, entering new markets, or covering seasonal working capital requirements in manufacturing, services, or trading businesses.

PMMY Tarun — MUDRA Loan ₹5 Lakh to ₹10 Lakh is offered by Ministry of Finance, Govt of India, a government body. As a government-backed debt / loan, it is publicly funded and open to eligible startups across India. You can verify current details and timelines on the provider's official website before applying.

Before you apply to PMMY Tarun — MUDRA Loan ₹5 Lakh to ₹10 Lakh, keep the following documents ready:

• A pitch deck or short business plan describing the problem, product and traction
• Company registration documents and PAN
• Founder identification (PAN / Aadhaar) and brief profiles
• Recent financial statements or projections
• Product details — a demo, prototype or working link if available

Exact requirements are confirmed on the official application portal — treat this as a preparation checklist.

PMMY Tarun — MUDRA Loan ₹5 Lakh to ₹10 Lakh is best suited for startups in India seeking non-dilutive funding of ₹5.0L – ₹10L. If that describes your startup, review the eligibility criteria above before applying.