Venture debt and revenue-based financing for Indian startups — borrowed growth capital you repay over time, with minimal equity dilution. Compare amounts, terms and eligibility.
Concessional term loan of up to ₹10 lakh from NMDFC for artisans and craftspersons of notified minority communities, at interest rates of 4% to 6% per annum.
Loan assistance up to ₹60,000 for Tamil Nadu farmers to purchase fishing boats (catamarans).
Tamil Nadu government offers tribal members an interest-free medium-term loan up to ₹60,000 through Large Sized Multi Purpose Cooperative Societies.
A Haryana government loan scheme offering up to ₹1 lakh to women from minority communities for starting or expanding a micro-enterprise. Applications stay open all year.
A Maharashtra government debt scheme for Charmakar community entrepreneurs, financing business projects of ₹50,001 to ₹5,00,000 with 4% seed capital, a subsidy of up to ₹10,000 and a bank loan.
DBoCWWB offers registered Delhi construction workers a loan of up to ₹20,000 to buy work-related tools, repayable in up to 60 monthly instalments. Applications stay open all year.
A rolling term loan of up to ₹15 lakh from NBCFDC for Backward Classes entrepreneurs, at 6-8% interest per annum, covering 85% of project cost with up to 8 years to repay.
A micro-credit scheme from NMDFC, under the Ministry of Minority Affairs, that lends to Self Help Groups and Thrift and Credit Groups from minority communities — up to ₹1.5 lakh per member at 7–10% interest.
A Madhya Pradesh government loan scheme for farmer's children aged 18-45, offering ₹50,000 to ₹10 lakh along with capital cost and interest subsidies.
A rolling loan scheme from the Ministry of Social Justice and Empowerment, run through NSFDC, that funds green income-generating ventures set up by Safai Karamcharis, scavengers and their dependents.
PSCLDFC's Direct Lending Scheme extends loans to Scheduled Caste and disabled entrepreneurs in Punjab who want to start or grow their own business.
A Government of Goa scheme that places up to ₹1 crore of repayable capital into established industrial units, repaid over five years with a 6% return for the state. Applications stay open all year.
A Maharashtra government long-term loan covering 50% of project cost for Scheduled Caste cooperative spinning mills. Applications are accepted on a rolling basis.
NMDFC's Term Loan Scheme gives entrepreneurs from India's six notified minority communities access to concessional debt of up to ₹30 lakh at 6–8% per annum, with a further 2% interest concession for women borrowers.
A Tamil Nadu government-backed loan of up to ₹1,00,000 at 13% interest for small-scale industries and other non-farm sector businesses, with applications open all year.
A subsidized loan of up to ₹4 lakh from Gujarat Thakor and Koli Vikas Nigam, meant for Thakor and Koli youth in Gujarat who want to buy a commercial vehicle and earn through transport work.
A Tamil Nadu government loan scheme, channelled through the Primary Cooperative Agriculture and Rural Development Bank, that finances up to 90% of a tractor's cost for farmers, with interest between 11% and 12.25% and applications open all year.
A Gujarat government microcredit loan of up to ₹1.25 lakh at 5% annual interest, for small entrepreneurs from the Rabari and Bharwad communities.
A Haryana government debt scheme offering loans of up to ₹1.5 lakh to minority-community entrepreneurs, with Self-Help Group members as the main target group. Applications run on a rolling basis through the Antyodaya-SARAL portal.
A rolling micro-lending window from the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam that offers loans of up to ₹1,00,000 to Self-Help Group members from Haryana's minority communities.
A Government of Assam scheme run by the Department of Industries, offering working capital credit, market infrastructure support, business training and market linkages to small traders, farmers and artisans.
NSFDC's credit-based Term Loan scheme gives Scheduled Caste entrepreneurs up to ₹47.5 lakh — 95% of a project costing up to ₹50 lakh — at 6% to 9% interest, with applications accepted round the year.
A self-employment loan scheme from HSFDC and NSKFDC giving women Safai Karamcharis, and their dependent daughters, in Haryana up to ₹1,00,000 at 4% interest, with margin money support and a subsidy for BPL beneficiaries.
KMDC's Direct Loans for Business Enterprise offers entrepreneurs from Karnataka's religious minority communities a mortgage-backed business loan of up to ₹20 lakh at concessional interest of 4% or 6%, for starting or expanding a venture.