Capital Contribution Scheme (Goa) — Up to ₹1Cr Repayable Capital

Run by the Department of Industries, Government of Goa and administered through the Directorate of Industries, Trade and Commerce, this scheme has been feeding repayable capital into the state's industrial base since 2008. It is a debt instrument, not a grant: the government's money goes in as capital contribution and is expected to come back, with the promoter standing beside it on equal or better terms.

The scheme's centre of gravity is local innovation. Units that build special products around technology developed within the state sit closest to its purpose, and helping such units scale is a stated aim alongside supporting new and expanding enterprises generally.

Individual units can access as much as ₹1 crore, held across a five-year window, with release promised within 60 days of approval. Because the window never closes, there is no round to wait for — an eligible unit can approach the Directorate whenever it is ready.

• Up to ₹1 crore as repayable capital for a single unit
• Five-year tenure, repaid via post-dated cheques plus collateral security
• Promoter must match or exceed the government's contribution, except for sick units
• 6% guaranteed return, or actual profit, on the state's capital
• Rolling applications — no closing date to work towards
• Preference for small-scale, R&D, technically oriented and women-led units

The scheme is built for units that already exist and already run, not for founders at the idea stage.

Operational history: a unit must have been functioning for at least 3 years. Sick units are the stated exception to this rule.

Legal form: partnership firms and private limited concerns are the entities contemplated by the scheme.

Registration: the unit must be permanently registered with the Directorate of Industries, Trade and Commerce.

Beyond the baseline conditions, the scheme spells out who gets preferred treatment:

• small-scale sector units
• units working in research and development
• technically oriented units
• units run by women entrepreneurs or women's clusters

A proposal that matches one or more of these preferences, and that is tied to technology developed locally, is positioned most strongly under the scheme's stated objectives.

Capital Contribution Scheme (Goa) — Up to ₹1Cr Repayable Capital is open to startups at any stage. It is open to startups registered anywhere in India.

Capital Contribution Scheme (Goa) — Up to ₹1Cr Repayable Capital accepts applications on a rolling basis — there is no fixed cut-off date, so eligible startups can apply at any time. Because rolling programmes can pause without notice, confirm the window is still open on the official site before you start.

Eligible units can draw a capital contribution of up to ₹1 crore each. The money arrives as repayable capital rather than a subsidy, so it has to be returned.

The facility runs for 5 years. During that period the promoter's own contribution must equal or exceed the government's share — except in the case of sick units, which are carved out of that parity condition.

On the state's capital, the scheme provides a guaranteed return of 6%, or actual profit, which works out as the cost of the funds across the tenure.

Once an application clears approval, the amount is disbursed within 60 days. Beneficiaries are then required to submit post-dated cheques covering repayment and to provide collateral security as set out in the scheme's guidelines. The whole facility is designed as growth capital for expansion and for the adoption of technology.

Capital Contribution Scheme (Goa) — Up to ₹1Cr Repayable Capital is offered by Department of Industries, Government of Goa, a government body. As a government-backed debt / loan, it is publicly funded and open to eligible startups across India.

• The unit prepares its application in the prescribed format issued by the Directorate of Industries, Trade and Commerce.
• The completed application, with every supporting document attached, is submitted offline to the Directorate.
• The Directorate then scrutinises and considers the proposal.
• Review is normally completed within three months.
• A decision is conveyed to the applicant within four months of the application being received.

What the scrutiny weighs is how long the unit has been operating, its legal structure, the standing of its registration, and how well the proposal answers the scheme's objectives — in particular work on products built on technology developed within the state, along with the stated sector preferences.

Before you apply to Capital Contribution Scheme (Goa) — Up to ₹1Cr Repayable Capital, keep the following documents ready:

• A pitch deck or short business plan describing the problem, product and traction
• Company registration documents and PAN
• Founder identification (PAN / Aadhaar) and brief profiles
• Recent financial statements or projections
• Product details — a demo, prototype or working link if available

Exact requirements are confirmed on the official application portal — treat this as a preparation checklist.

Capital Contribution Scheme (Goa) — Up to ₹1Cr Repayable Capital is best suited for startups in India seeking non-dilutive funding of ₹1Cr. If that describes your startup, review the eligibility criteria above before applying.