₹10LUp to
by Co-operation, Food and Consumer Protection Department, Government of Tamil Nadu
A Tamil Nadu government-backed loan of up to ₹10 lakh at 13% interest for doctors, engineers and self-employed professionals, disbursed through District Central Cooperative Bank branches.
₹20LUp to
by Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam
Concessional term loans of up to ₹20 lakh from the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam for minority community applicants in Haryana.
₹10LUp to
by Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam
A Haryana government term loan of up to ₹10 lakh for backward class artisans and craftspersons, paired with skill upgrade training in modern techniques such as CAD.
₹10CrUp to
by National Small Industries Corporation (NSIC)
NSIC's Raw Material Assistance Scheme provides repayable credit to MSMEs for buying indigenous and imported raw materials, with limits up to ₹20 crore and interest from 8.75% p.a.
Varies
by Cottage and Rural Industries Department, Government of Gujarat
A Gujarat government scheme providing debt-based financial support to unemployed individuals, including disabled and visually impaired persons, to start micro-enterprises in urban and rural areas.
₹25,000 – ₹1CrRange
by Ministry of Textiles
A Ministry of Textiles credit scheme giving handloom weavers and weaver organisations bank loans of ₹25,000 to ₹1 crore, with margin money aid and interest subvention.
₹49,000 – ₹79,000Range
by Co-operation, Food and Consumer Protection Department, Government of Tamil Nadu
A Tamil Nadu government loan scheme delivered through Primary Cooperative Agriculture and Rural Development Banks, offering sericulture farmers in irrigated areas ₹49,000 to ₹79,000 per acre at 11% to 12.75% interest, with applications accepted year-round.
₹1.3LUp to
by Social Justice and Empowerment Department, Government of Gujarat
A low-interest micro-finance loan of up to ₹1,25,000 from GBCDC, Gujarat, at 5% per annum, for men from socially and educationally backward classes who want to start a self-employment venture.
Varies
by Pondicherry Industrial Promotion Development and Investment Corporation (PIPDIC)
PIPDIC's loan facility for battery-operated vehicles in Puducherry comes with a ₹80,000 MNRE subsidy for eligible companies and societies.
₹2LUp to
by Co-operation, Food and Consumer Protection Department, Government of Tamil Nadu
Collateral-based jewel loans of up to ₹2,00,000 at 11.5% interest for farmers in Tamil Nadu, available through the state's Primary Cooperative Agriculture and Rural Development Banks all year round.
₹25,000 – ₹5LRange
by Department of Social Justice and Special Assistance, Government of Maharashtra
Swarnima is a Maharashtra government loan scheme for OBC women, offering up to ₹5,00,000 per Self-Help Group project (₹25,000 per member) at 5% annual interest, with no beneficiary contribution.
₹25,000 – ₹2LRange
by Co-operation, Food and Consumer Protection Department, Government of Tamil Nadu
A Tamil Nadu government loan of ₹25,000 to ₹2,00,000 for every 0.4 hectare, carrying 11%–12.75% interest, for farmers working in horticulture.
₹10LUp to
by Co-operation, Food and Consumer Protection Department, Government of Tamil Nadu
A Tamil Nadu government-supported loan of up to ₹10 lakh at 13% interest, routed through District Central Cooperative Banks to small road transport operators in the state.
₹3LUp to
by Department of Personnel, Reforms, Training and Public Grievances, Government of Sikkim
An interest-free loan of up to ₹3,00,000 from the Government of Sikkim for unemployed youth aged 22-35 who want to set up a self-employment venture in business, services or industry.
₹10,000Up to
by Meghalaya Building and Other Construction Workers Welfare Board
A one-time loan of up to ₹10,000 from the Meghalaya Building and Other Construction Workers Welfare Board for registered construction workers to buy work tools, repayable in as many as 60 installments.
₹1.5CrUp to
by Goa State Scheduled Tribes Finance and Development Corporation
A loan scheme from the Goa State Scheduled Tribes Finance and Development Corporation giving ST entrepreneurs as much as ₹15,00,000 for self-employment ventures, with ₹10,00,000 available to individual applicants.
₹2LUp to
by Department of Handicraft and Handloom, Government of Jammu and Kashmir
A loan facility from the Department of Handicraft and Handloom, Government of Jammu & Kashmir, giving registered artisans and weavers access to bank credit of up to ₹2 lakh with no collateral and a 7% interest subvention for five years.
₹1LUp to
by Goa State Scheduled Tribes Finance and Development Corporation
The Goa ST Corporation lends up to ₹1 lakh at a 2% annual interest rate to Scheduled Tribe residents of Goa for education, medical or business expenses.
Varies
by Social Justice and Empowerment Department, Government of Gujarat
A Gujarat government loan scheme run by DAADC that helps unemployed Scheduled Caste Antyodaya families buy a passenger or goods vehicle and earn a living as transport operators.
Varies
by Fisheries Welfare and Fisheries Development Department, Government of Madhya Pradesh
A Madhya Pradesh government scheme giving fish farmers zero-interest working capital loans through the Kisan Credit Card, backed by an interest subvention from the state fisheries department.
₹1 – ₹1.5LRange
by Haryana Women Development Corporation, Government of Haryana
A Government of Haryana scheme giving women subsidised finance for small projects costing up to ₹1,50,000 — a 25% subsidy plus a bank loan, with the applicant contributing only 10%.
Varies
by Animal Husbandry and Dairy Department, Government of Madhya Pradesh
A Government of Madhya Pradesh scheme that gives livestock farmers, dairy producers and cooperative society members short-term working capital loans through the Kisan Credit Card route, with an interest subsidy on the sanctioned amount.
₹3LUp to
by Department of Agriculture, Government of Arunachal Pradesh
An Arunachal Pradesh government scheme that makes crop loans and Kisan Credit Card limits of up to ₹3.00 lakhs effectively interest-free for farmers through a 4% interest subvention and an extra 3% relief for repaying on time.
Varies
by Punjab Scheduled Castes Land Development and Finance Corporation (PSCLDFC)
Punjab's Bank Tie-Up Scheme offers bank loans and subsidies for Scheduled Caste residents living Below Poverty Line.