Mahila Kisan Yojana: Loans Up to ₹50,000 for SC Women in Haryana
A Haryana government scheme that gives Scheduled Caste women a loan of up to ₹50,000, 10% margin money and a 50% subsidy (capped at ₹10,000) for self-employment in agriculture and allied activities.
- Funding amount
- ₹50,000 (debt / loan)
- Funding type
- Debt / Loan
- Provider
- Haryana Scheduled Castes Finance and Development Corporation (Government)
- Application deadline
- Rolling
- Eligible stage
- Any stage
- Location
- Open to startups registered in India
Overview
Mahila Kisan Yojana is an economic empowerment scheme operated by the Haryana Scheduled Castes Finance and Development Corporation, a body of the Government of Haryana. Its purpose is to improve the financial position of Scheduled Caste women in the state by helping them move into self-employment instead of depending on wage work.
The scheme is deliberately narrow in focus: it supports ventures in the agriculture and allied sector, where the Corporation sees strong potential for income generation at a small scale.
Rather than handing over a single lump sum, the programme packages three kinds of support together — a loan, margin money and a subsidy. This combination is meant to clear the initial capital barrier that most first-time women entrepreneurs face, so that a unit can actually be set up and run. Eligible projects are capped at a unit cost of ₹50,000, which keeps the scheme geared to micro-level, viable businesses.
Implementation is carried out in association with the National Scheduled Castes Finance and Development Corporation (NSFDC), which helps the Corporation reach more beneficiaries across Haryana and run its loan programmes effectively.
There is no fixed application window — applications are received on a rolling basis — and the entire process is handled online through Haryana's Antyodaya SARAL portal.
Highlights
- Loans of up to ₹50,000 for agriculture and allied-sector ventures
- 10% margin money on the project cost
- 50% subsidy on project cost, capped at ₹10,000
- For Scheduled Caste women who are permanent residents of Haryana
- Rolling applications — no fixed deadline
- Applied online through the Antyodaya SARAL portal
Who can apply
The scheme is limited to women belonging to Scheduled Castes who are permanent residents of Haryana.
- The applicant's annual family income must be within the Below Poverty Line (BPL) threshold, and her name must appear in the BPL survey list.
- An income ceiling also applies across the beneficiary pool: at least 50% of beneficiaries must have an annual family income of up to ₹1,50,000, while the remaining 50% can have an income of up to ₹3,00,000.
- The proposed activity must be a self-employment venture in the agriculture and allied sector, within the scheme's project cost limit.
Mahila Kisan Yojana: Loans Up to ₹50,000 for SC Women in Haryana is open to startups at any stage. It is open to startups registered anywhere in India.
- Eligible stage
- Any stage
- Location
- Open to startups registered in India
Deadline & timing
Mahila Kisan Yojana: Loans Up to ₹50,000 for SC Women in Haryana accepts applications on a rolling basis — there is no fixed cut-off date, so eligible startups can apply at any time. Because rolling programmes can pause without notice, confirm the window is still open on the official site before you start.
What the funding covers
For a project whose unit cost is up to ₹50,000, a selected beneficiary receives a combined financial package:
- Loan — a direct loan towards the cost of the project.
- Margin money of 10% on the project cost.
- Subsidy of 50% of the total project cost, subject to a maximum of ₹10,000.
These components are provided together, and the package is intended for setting up and managing self-employment ventures in agriculture and allied activities. The mix of loan, margin money and subsidy is designed to help Scheduled Caste women overcome the initial capital barrier, establish their businesses and work towards sustainable economic independence.
Because the support is structured as debt with a subsidy component, it is non-dilutive — the scheme does not take an equity stake or ownership share in the venture.
About the provider
Mahila Kisan Yojana: Loans Up to ₹50,000 for SC Women in Haryana is offered by Haryana Scheduled Castes Finance and Development Corporation, a government body. As a government-backed debt / loan, it is publicly funded and open to eligible startups across India.
Documents you’ll need
Before you apply to Mahila Kisan Yojana: Loans Up to ₹50,000 for SC Women in Haryana, keep the following documents ready:
- A pitch deck or short business plan describing the problem, product and traction
- Company registration documents and PAN
- Founder identification (PAN / Aadhaar) and brief profiles
- Recent financial statements or projections
- Product details — a demo, prototype or working link if available
Exact requirements are confirmed on the official application portal — treat this as a preparation checklist.
Who this is best for
Mahila Kisan Yojana: Loans Up to ₹50,000 for SC Women in Haryana is best suited for startups in India seeking non-dilutive funding of ₹50,000. If that describes your startup, review the eligibility criteria above before applying.
Frequently asked questions
How much money does Mahila Kisan Yojana actually give?
Support is capped by the project's unit cost, which can be up to ₹50,000. Within that, a beneficiary gets a loan, margin money equal to 10% of the project cost, and a subsidy that covers 50% of the total project cost but cannot exceed ₹10,000.
Who is eligible for this scheme?
The scheme is open to women from Scheduled Castes who are permanent residents of Haryana. Her annual family income must be within the Below Poverty Line threshold and her name should be in the BPL survey list. In addition, at least 50% of beneficiaries must have an annual family income of up to ₹1,50,000, and the remaining 50% up to ₹3,00,000.
Does the scheme take equity in my business?
No. The support is a loan-cum-subsidy package, so the Corporation does not take any equity or ownership stake in the venture you set up.
What kind of business can I start with this funding?
The scheme supports self-employment activities in the agriculture and allied sector. It is not an open-sector programme, so the venture you propose should fall within that area.
Is there an application deadline?
No. Applications are accepted on a rolling basis, which means the scheme is always open and there is no cut-off date to rush for.
Do I need DPIIT recognition or MSME registration to apply?
No DPIIT recognition or MSME registration is mentioned among the eligibility conditions. What matters is Scheduled Caste status, permanent residency in Haryana, and family income within the prescribed BPL and ceiling limits.
How do I apply for the Mahila Kisan Yojana?
Applications are submitted online through the Antyodaya SARAL portal at saralharyana.gov.in. If you are a new user, register from the 'Sign In Here' section by filling in the mandatory fields and creating a password of at least 9 characters containing a special character, a number, a lowercase and an uppercase letter. An OTP is sent to your email and mobile for verification — the OTP stays valid for 15 minutes and the email verification link for 48 hours. Once registered, log in, go to 'Apply for Service', choose 'View All Available Services', and select Mahila Kisan Yojana. Fill in the form, complete the self-declaration, submit it, then use 'Attach Annexure' to upload the mandatory documents and save. After a final check, submit the application and print the acknowledgement receipt for your records.
How can I check the status of my application?
You can track it on the SARAL portal at status.saralharyana.nic.in by entering your Appeal or Application Reference ID. Alternatively, send an SMS with 'SARAL Application ID' to 7738299899 from your registered mobile number.
Who runs the scheme and where can I get help?
It is run by the Haryana Scheduled Castes Finance and Development Corporation, Government of Haryana, in association with the National Scheduled Castes Finance and Development Corporation (NSFDC). For assistance, the SARAL helpline is available on 0172-3968400 between 7:00 AM and 8:00 PM, Monday to Saturday, excluding government holidays, and you can also write to saral.haryana@gov.in.
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