Mahila Kisan Yojana: Loans Up to ₹50,000 for SC Women in Haryana — Frequently Asked Questions

Support is capped by the project's unit cost, which can be up to ₹50,000. Within that, a beneficiary gets a loan, margin money equal to 10% of the project cost, and a subsidy that covers 50% of the total project cost but cannot exceed ₹10,000.

The scheme is open to women from Scheduled Castes who are permanent residents of Haryana. Her annual family income must be within the Below Poverty Line threshold and her name should be in the BPL survey list. In addition, at least 50% of beneficiaries must have an annual family income of up to ₹1,50,000, and the remaining 50% up to ₹3,00,000.

No. The support is a loan-cum-subsidy package, so the Corporation does not take any equity or ownership stake in the venture you set up.

The scheme supports self-employment activities in the agriculture and allied sector. It is not an open-sector programme, so the venture you propose should fall within that area.

No. Applications are accepted on a rolling basis, which means the scheme is always open and there is no cut-off date to rush for.

No DPIIT recognition or MSME registration is mentioned among the eligibility conditions. What matters is Scheduled Caste status, permanent residency in Haryana, and family income within the prescribed BPL and ceiling limits.

Applications are submitted online through the Antyodaya SARAL portal at saralharyana.gov.in. If you are a new user, register from the 'Sign In Here' section by filling in the mandatory fields and creating a password of at least 9 characters containing a special character, a number, a lowercase and an uppercase letter. An OTP is sent to your email and mobile for verification — the OTP stays valid for 15 minutes and the email verification link for 48 hours. Once registered, log in, go to 'Apply for Service', choose 'View All Available Services', and select Mahila Kisan Yojana. Fill in the form, complete the self-declaration, submit it, then use 'Attach Annexure' to upload the mandatory documents and save. After a final check, submit the application and print the acknowledgement receipt for your records.

You can track it on the SARAL portal at status.saralharyana.nic.in by entering your Appeal or Application Reference ID. Alternatively, send an SMS with 'SARAL Application ID' to 7738299899 from your registered mobile number.

It is run by the Haryana Scheduled Castes Finance and Development Corporation, Government of Haryana, in association with the National Scheduled Castes Finance and Development Corporation (NSFDC). For assistance, the SARAL helpline is available on 0172-3968400 between 7:00 AM and 8:00 PM, Monday to Saturday, excluding government holidays, and you can also write to saral.haryana@gov.in.