Shilpi Samridhi Yojana — ₹50,000 Loan + Subsidy for Haryana SC Artisans

The Shilpi Samridhi Yojana is an artisan-focused credit scheme from Haryana. It is implemented by the Haryana Scheduled Castes Finance and Development Corporation, which functions under the Government of Haryana, and it is aimed at people from the Scheduled Caste community in the state who earn a living from a craft or a small enterprise.

The scheme's purpose is practical: put enough capital in an artisan's hands to start, sustain or grow a micro-enterprise. Rather than handing over one lump sum, it works as a three-part package — a loan, a margin money contribution and a subsidy — so the beneficiary's own share of the project cost comes down.

Projects with a unit cost of up to ₹50,000 are covered. There is no fixed last date; the scheme runs on a rolling basis and applications move through Haryana's Antyodaya SARAL portal, which handles registration, form filling and document upload end to end.

• Loan for a project with unit cost up to ₹50,000
• Subsidy of 50% of project cost, capped at ₹10,000
• Margin money covering 10% of the project cost
• Open to Scheduled Caste artisans who are permanent residents of Haryana
• Applicants must be 18–45 years old with family income up to ₹3,00,000
• Rolling applications through the Antyodaya SARAL portal — no fixed deadline

An applicant has to satisfy every condition below — missing one of them rules the application out:

• Domicile: must be a permanent resident of Haryana.
• Community: must belong to the Scheduled Caste category.
• Income: annual family income should not exceed ₹3,00,000.
• Age: must fall in the 18 to 45 years bracket.
• Experience: should have adequate knowledge and experience relevant to the proposed activity.
• Clean borrowing record: no misuse of any earlier loan taken from the Corporation, and no default with the Corporation or a bank.
• No overlapping unit: the applicant should not already own another unit of a similar nature.

Shilpi Samridhi Yojana — ₹50,000 Loan + Subsidy for Haryana SC Artisans is open to startups at any stage. It is open to startups registered anywhere in India.

Shilpi Samridhi Yojana — ₹50,000 Loan + Subsidy for Haryana SC Artisans accepts applications on a rolling basis — there is no fixed cut-off date, so eligible startups can apply at any time. Because rolling programmes can pause without notice, confirm the window is still open on the official site before you start.

Support under the scheme is delivered as a combination of three components against the same project:

• Loan — available for an economic development project where the unit cost is up to ₹50,000.
• Margin money — a contribution equal to 10% of the project cost, which reduces the amount the applicant has to arrange personally.
• Subsidy — calculated at 50% of the project cost, subject to a ceiling of ₹10,000.

Together these bring down the effective cost of setting up, while the loan portion supplies the funds to actually build the unit. The money is intended for artisan trades and micro-enterprises, so it can be put towards starting, running or expanding such a venture. This is a debt-based package, not an equity deal — no ownership stake in the business is taken by the Corporation.

Shilpi Samridhi Yojana — ₹50,000 Loan + Subsidy for Haryana SC Artisans is offered by Haryana Scheduled Castes Finance and Development Corporation, a government body. As a government-backed debt / loan, it is publicly funded and open to eligible startups across India.

Applications are made entirely online and the workflow runs through Haryana's Antyodaya SARAL portal:

• Create an account: Go to https://saralharyana.gov.in/login.do and use the "New user? Register here" option in the sign-in section.
• Complete the registration form: Fill every mandatory field and set a password of at least 9 characters containing one special character, one number, one lowercase and one uppercase letter. Enter the captcha and submit.
• Verify your contacts: An OTP is sent to your mobile and email. The OTP is valid for 15 minutes and the email verification link for 48 hours. A confirmation message appears once validation succeeds.
• Log in: Return to the portal and sign in with the login ID and password you just created.
• Locate the scheme: In the left pane, click "Apply for Service", then "View All Available Services", and select Shilpi Samridhi Yojana to open its application form.
• Fill the form: Enter all mandatory details, click "Self-Declaration", key in the verification code or captcha, and submit.
• Attach documents: Use "Attach Annexure" to upload the required supporting documents, then choose "Save Annexure".
• Final submission: Review the details and the uploads, then submit. Printing the generated acknowledgement receipt is advisable for future reference.

Before you apply to Shilpi Samridhi Yojana — ₹50,000 Loan + Subsidy for Haryana SC Artisans, keep the following documents ready:

• A pitch deck or short business plan describing the problem, product and traction
• Company registration documents and PAN
• Founder identification (PAN / Aadhaar) and brief profiles
• Recent financial statements or projections
• Product details — a demo, prototype or working link if available

Exact requirements are confirmed on the official application portal — treat this as a preparation checklist.

Shilpi Samridhi Yojana — ₹50,000 Loan + Subsidy for Haryana SC Artisans is best suited for startups in India seeking non-dilutive funding of ₹50,000. If that describes your startup, review the eligibility criteria above before applying.