Livelihood Opportunity Promotion Scheme (SC) — Uttarakhand Loan Up to ₹1.9L

The Livelihood Opportunity Promotion Scheme (Scheduled Caste) is a Uttarakhand government programme run by the state's Social Welfare Department. It is built around one goal: moving Scheduled Caste residents of the state into self-employment by helping them set up or grow a micro venture, a small business or another livelihood activity that brings in regular income. The scheme exists because the biggest barrier for most first-time entrepreneurs in this position is not the idea but the starting capital.

Support here is a blended package rather than a single cheque. A project is costed somewhere between ₹50,000 and ₹2,00,000, and three funding components are stacked on top of that figure — a bank loan covering most of the cost, margin money, and a small outright grant. What a beneficiary can actually access therefore scales with the size of the project, working out to roughly ₹45,000 at the lower end and up to ₹1.9 lakh at the top.

Because the scheme is designed for small and micro ventures, it fits a broad range of local livelihood activities across Uttarakhand rather than capital-heavy businesses. There is no application window to chase — it stays open through the year — and proposals are filed at the block level before being vetted by a district committee.

• Assistance worth roughly ₹45,000 to ₹1.9 lakh per beneficiary
• Blends a bank loan (60% of project cost), margin money (30%) and a grant of up to ₹10,000
• Open only to Scheduled Caste residents of Uttarakhand aged 18 to 50
• Project costs must fall between ₹50,000 and ₹2,00,000
• No personal contribution needed for projects up to ₹1,00,000
• Applications accepted year-round and filed at the Vikas Khand (Block Development) Office

Eligibility is checked on four counts: residence, community, age and income.

• Domicile: the applicant must hold permanent residency in Uttarakhand.
• Community: only applicants from the Scheduled Caste category can apply.
• Age: the applicant must be between 18 and 50 years old.
• Income ceiling: yearly income cannot be more than ₹1,05,600 for rural areas and ₹1,29,840 for urban areas.

All four conditions have to be satisfied before a proposal moves forward. Beyond them, the assessment turns on the venture itself — the district committee weighs the applicant's eligibility together with how viable the proposed project looks.

Livelihood Opportunity Promotion Scheme (SC) — Uttarakhand Loan Up to ₹1.9L is open to startups at any stage. It is open to startups registered anywhere in India.

Livelihood Opportunity Promotion Scheme (SC) — Uttarakhand Loan Up to ₹1.9L accepts applications on a rolling basis — there is no fixed cut-off date, so eligible startups can apply at any time. Because rolling programmes can pause without notice, confirm the window is still open on the official site before you start.

The scheme supports a project costing anywhere from ₹50,000 to ₹2,00,000, and the total assistance a beneficiary can access works out to roughly ₹45,000 to ₹1.9 lakh, depending on where the project sits in that range.

The package is made up of three parts:

• A bank loan covering 60% of the project cost.
• Margin money equal to 30% of the project cost, repayable with applicable interest across 60 monthly installments.
• A grant of up to ₹10,000 — the outright, non-repayable component of the package.

There is also a contribution rule tied to project size. A venture costing up to ₹1,00,000 needs no personal contribution from the beneficiary. Once the project crosses that line — anywhere from ₹1,01,000 to ₹2,00,000 — the beneficiary has to put in 10% of the project cost.

Livelihood Opportunity Promotion Scheme (SC) — Uttarakhand Loan Up to ₹1.9L is offered by Social Welfare Department, Government of Uttarakhand, a government body. As a government-backed debt / loan, it is publicly funded and open to eligible startups across India.

Once an application is submitted, it does not stay at the block level — it moves up to the district for review.

• Proposals received are forwarded to the District Social Welfare Officer.
• A District-Level Committee chaired by the District Social Welfare Officer then examines every application that reaches it.
• The committee looks at two things: whether the applicant is eligible, and whether the proposed project is viable.
• On that basis, the committee selects the final beneficiaries for the scheme.

Before you apply to Livelihood Opportunity Promotion Scheme (SC) — Uttarakhand Loan Up to ₹1.9L, keep the following documents ready:

• A pitch deck or short business plan describing the problem, product and traction
• Company registration documents and PAN
• Founder identification (PAN / Aadhaar) and brief profiles
• Recent financial statements or projections
• Product details — a demo, prototype or working link if available

Exact requirements are confirmed on the official application portal — treat this as a preparation checklist.

Livelihood Opportunity Promotion Scheme (SC) — Uttarakhand Loan Up to ₹1.9L is best suited for startups in India seeking non-dilutive funding of ₹45,000 – ₹1.9L. If that describes your startup, review the eligibility criteria above before applying.