Livelihood Opportunity Promotion Scheme (Disabled) — Up to ₹75,000, Uttarakhand

The Livelihood Opportunity Promotion Scheme (Disabled) is administered by the Social Welfare Department of the Government of Uttarakhand. Its purpose is economic empowerment: helping residents of the state who live with a disability set up and run their own income-generating activity, whether that is a small enterprise, a constructed shop or a business backed by a bank loan.

The money is not handed over as one lump sum. It is built from three different components — a small grant element, a subsidised term loan, and margin money for applicants whose project is being financed by a bank. Depending on which component fits the applicant's proposal, the total package works out between ₹50,000 and ₹75,000.

Because the structure is grants plus loans rather than an investment, the scheme is non-dilutive — a beneficiary repays the loan portion at the notified rate of interest and gives up no ownership in the venture.

There is no closing date. Applications are accepted on a rolling basis and are routed through the block-level administration, from where they move to the District Social Welfare Officer and a district committee for appraisal.

• Grant-plus-loan package of ₹50,000 to ₹75,000 for persons with disabilities
• Minimum 40% disability; applicant must be a permanent resident of Uttarakhand
• Age 18 to 50, with family income capped at ₹2,00,000 (urban) or ₹1,60,000 (rural)
• Grant of up to ₹10,000 in each component; loans priced at 4% to 6% annual interest
• Repayment spread over 36 or 60 monthly instalments depending on the component
• Applications accepted on a rolling basis — there is no closing date

The scheme is open only to persons with disabilities who are permanently settled in Uttarakhand.

• Domicile: the applicant must be a permanent resident of Uttarakhand.
• Disability: a minimum of 40% disability is required.
• Family income: annual family income must not cross ₹2,00,000 in urban areas or ₹1,60,000 in rural areas.
• Age: the applicant must be between 18 and 50 years of age.

No sector, trade or industry restriction is stated, so the proposed activity can be any self-employment venture, shop construction or bank-supported enterprise the applicant puts forward, as long as the four conditions above are satisfied. DPIIT recognition and MSME registration do not appear among the published eligibility conditions.

Livelihood Opportunity Promotion Scheme (Disabled) — Up to ₹75,000, Uttarakhand is open to startups at any stage. It is open to startups registered anywhere in India.

Livelihood Opportunity Promotion Scheme (Disabled) — Up to ₹75,000, Uttarakhand accepts applications on a rolling basis — there is no fixed cut-off date, so eligible startups can apply at any time. Because rolling programmes can pause without notice, confirm the window is still open on the official site before you start.

Support reaches a beneficiary through three separate routes, each with its own project cost, grant cap and loan terms. In every route the grant is the lower of 20% of the project cost or ₹10,000.

• Term Loan Scheme — framed around a project cost of ₹75,000. It pairs a grant of up to ₹10,000 with a term loan of ₹65,000 carrying 6% annual interest.
• Shop Construction Scheme — framed around a project cost of ₹50,000. It pairs a grant of up to ₹10,000 with a margin money loan of ₹40,000 at 4% annual interest, repayable across 60 monthly instalments.
• Margin Money Loan Scheme for Bank Supported Loan — for projects costing up to ₹2,00,000. It adds a grant of up to ₹10,000 to margin money equal to 25% of the project cost, extended as a loan at 4% annual interest and repayable across 36 monthly instalments.

Taken as a whole, the package available to a beneficiary falls in the ₹50,000 to ₹75,000 range. The funds are meant to be deployed to start or to grow a self-employment venture — a shop, a small business or a project already linked to a bank.

Livelihood Opportunity Promotion Scheme (Disabled) — Up to ₹75,000, Uttarakhand is offered by Social Welfare Department, Government of Uttarakhand, a government body. As a government-backed debt / loan, it is publicly funded and open to eligible startups across India.

Applications are not decided at the block level. A form submitted at the Vikas Khand (Block Development) Office is forwarded onward to the District Social Welfare Officer, who carries out the first review.

The file then goes before a District-Level Committee chaired by the District Social Welfare Officer. That committee scrutinises each proposal against the scheme's eligibility conditions and its stated objectives, and it is this body that picks the beneficiaries who will receive financial assistance.

Before you apply to Livelihood Opportunity Promotion Scheme (Disabled) — Up to ₹75,000, Uttarakhand, keep the following documents ready:

• A pitch deck or short business plan describing the problem, product and traction
• Company registration documents and PAN
• Founder identification (PAN / Aadhaar) and brief profiles
• Recent financial statements or projections
• Product details — a demo, prototype or working link if available

Exact requirements are confirmed on the official application portal — treat this as a preparation checklist.

Livelihood Opportunity Promotion Scheme (Disabled) — Up to ₹75,000, Uttarakhand is best suited for startups in India seeking non-dilutive funding of ₹50,000 – ₹75,000. If that describes your startup, review the eligibility criteria above before applying.