Livelihood Opportunity Promotion Scheme (Disabled) — Up to ₹75,000, Uttarakhand — Frequently Asked Questions

It is a scheme of the Social Welfare Department, Government of Uttarakhand, that extends grants and subsidised loans to persons with disabilities so they can take up self-employment and earn a livelihood of their own. It covers self-employment ventures, shop construction and enterprises that are supported by a bank loan.

The overall package works out to somewhere between ₹50,000 and ₹75,000, depending on which component you use. The Term Loan Scheme is built on a ₹75,000 project cost, the Shop Construction Scheme on a ₹50,000 project cost, and the Margin Money Loan Scheme can support projects costing up to ₹2,00,000. In each case the grant portion is capped at ₹10,000.

You must be a permanent resident of Uttarakhand, have a disability of at least 40%, be between 18 and 50 years old, and have an annual family income that does not exceed ₹2,00,000 if you live in an urban area or ₹1,60,000 if you live in a rural area. All four conditions have to be met.

No. The scheme runs on a rolling basis, which means applications are accepted at any time and there is no fixed last date to file your form.

No. The assistance is made up of a grant and a loan, and neither of these gives the department any ownership stake in your venture. Your only financial obligation is to repay the loan portion at the applicable rate of interest.

The term loan under the Term Loan Scheme is charged at 6% annual interest. Both the Shop Construction Scheme loan and the margin money loan carry 4% annual interest. The shop construction loan is repaid over 60 monthly instalments, while the margin money loan under the bank-supported route is repaid over 36 monthly instalments.

These are not part of the published eligibility conditions. The scheme checks domicile in Uttarakhand, a disability level of at least 40%, family income within the prescribed urban or rural ceiling, and age between 18 and 50.

Download the official application form from the Social Welfare Department's website; the scheme's apply link is hosted on ukbvvn.org.in. Fill in all the mandatory fields, attach self-attested copies of the supporting documents called for, and submit the completed and signed form to your nearest Vikas Khand (Block Development) Office. That office forwards it to the District Social Welfare Officer.

Once your form reaches the District Social Welfare Officer, it gets an initial review. After that, a District-Level Committee headed by the District Social Welfare Officer examines the proposals against the scheme's eligibility criteria and objectives and decides which applicants will receive assistance.

The published steps say to attach self-attested copies of the necessary supporting documents along with the completed form. A fixed document checklist is not laid out in the scheme's instructions, so confirm the current requirement when you obtain the form and before you submit it at the block office.

Livelihood Opportunity Promotion Scheme (Disabled) — Up to ₹75,000, Uttarakhand is offered by Social Welfare Department, Government of Uttarakhand, a government body. It is provided as non-dilutive funding.

Apply directly through the official application link on this page. Review the eligibility criteria and prepare your startup documents before you begin.