How to Apply for HP AYUSH Interest Subvention Scheme — 4% Loan Subsidy, Up to ₹45L

There is no pitch round, cohort or competitive shortlist here. The route is administrative:

• Take a term loan from a recognised financial institution for your AYUSH venture.
• Assemble the paperwork — business registration details, the bank's loan sanction letter and any AYUSH-related compliance certificates.
• File the interest subvention application through the official state government portal or with the designated department, following the AYUSH Policy 2019 guidelines.
• The application is then reviewed and approved by the relevant government committee.
• Once cleared, the subvention is disbursed as per the policy's terms — typically as a reimbursement or as a direct adjustment against your loan interest.