Capital Contribution Scheme (Goa) — Up to ₹1Cr Repayable Capital — Frequently Asked Questions
Answers to the questions founders most often ask about Capital Contribution Scheme (Goa) — Up to ₹1Cr Repayable Capital — who qualifies, the funding amount, required documents and how the application works.
Frequently asked questions
How much money can a unit receive under the Capital Contribution Scheme?
A single unit can receive up to ₹1 crore, subject to the condition that the promoter's own contribution matches or exceeds the government's share. The amount is provided as repayable capital over a five-year period, not as an outright grant.
Is this a grant or a loan, and does the government take equity?
It is neither a grant nor an equity investment. The support is a repayable capital contribution: the unit gets the funds, uses them for growth, and pays them back over 5 years while furnishing post-dated cheques for repayment and collateral security as per the scheme guidelines. No ownership stake in the business is involved.
What are the eligibility conditions for applying?
The unit must have been in operation for at least 3 years, with sick units treated as an exception to that requirement. It must be either a partnership firm or a private limited concern, and it must hold permanent registration with the Directorate of Industries, Trade and Commerce.
Can a recently incorporated startup apply?
The scheme's baseline requirement is at least 3 years of operations, so a newly incorporated company would generally not qualify. The only stated relaxation on the operating period is for sick units. Preference within the eligible pool goes to small-scale sector units, R&D and technically oriented units, and those run by women entrepreneurs or clusters.
Is there a last date to submit an application?
No. Applications are accepted on a rolling basis and the scheme stays open continuously, so there is no round or deadline to plan around. A unit can apply once it meets the eligibility conditions.
How much does the promoter have to put in?
The promoter's contribution must be equal to or greater than the capital contribution made by the government. Sick units are exempt from this parity requirement.
What return does the government earn on its capital?
The scheme guarantees a return of 6%, or actual profit, on the capital contribution. In effect, that is the cost of the state's money across the 5-year tenure of the facility.
How long does the whole process take?
The Directorate of Industries, Trade and Commerce aims to complete its scrutiny within three months, and the final decision is communicated to the applicant within four months from the date the application is received. If the proposal is approved, funds are disbursed within 60 days of that approval.
How and where do I apply?
Applications are made offline. You prepare the application in the format specified by the Directorate of Industries, Trade and Commerce, attach all the required supporting documents, and submit the complete set to the Directorate. There is no separate online portal involved in the stated process.
Do I need DPIIT or MSME registration to apply?
Neither is listed as a condition of this scheme. What the scheme requires is permanent registration with the Directorate of Industries, Trade and Commerce, along with the applicable operational history and legal form.
Who offers Capital Contribution Scheme (Goa) — Up to ₹1Cr Repayable Capital?
Capital Contribution Scheme (Goa) — Up to ₹1Cr Repayable Capital is offered by Department of Industries, Government of Goa, a government body. It is provided as non-dilutive funding.
How do I apply for Capital Contribution Scheme (Goa) — Up to ₹1Cr Repayable Capital?
Apply directly through the official application link on this page. Review the eligibility criteria and prepare your startup documents before you begin.
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