Deen Dayal Upadhyaya Swawlamban Yojana (DDUSY) — 40% Subsidy — Frequently Asked Questions

Support comes in two parts. There is a 40% capital investment subsidy that can reach ₹20 lakh, plus a loan covering 30% of the project cost, capped at ₹15 lakh. Put together, that means direct funding of between ₹7,00,000 on a ₹10,00,000 project and ₹35,00,000 on a ₹50,00,000 project. Women entrepreneurs additionally get a 5% annual interest subsidy on the loan.

You need to belong to Arunachal Pradesh, be unemployed, be between 18 and 45 years old, and have passed at least Class XII or its 10+2 equivalent. On top of that you must have a viable, bankable project in one of the supported sectors and be ready to fund at least 30% of the project cost yourself.

No. DDUSY is a subsidy and loan scheme, so it is non-dilutive — you do not surrender any stake or shares. The capital subsidy is a straight benefit and the loan is repaid with interest, with the additional 5% interest subsidy for women available while the account remains standard and not an NPA.

There is no fixed deadline. DDUSY operates on a rolling basis, so applications are accepted continuously through the official portal rather than against a closing date. It still makes sense to apply early, since screening and bank appraisal take time.

Yes. Every applicant must contribute at least 30% of the project cost from their own resources. The subsidy and loan together cover up to the remaining portion. Applicants who bring in more than the minimum 30% are viewed favourably during selection.

The scheme prioritises food processing across agriculture, horticulture and allied activities; eco-tourism ventures such as homestays and tour operators; traditional textile weaving; small-scale manufacturing, including bamboo processing; service centres; and diagnostic units.

Women applicants get an additional 5% annual interest subsidy on their loan component. This is a recurring benefit rather than a one-time payment, and it continues as long as the loan account stays standard and does not turn into an NPA.

The scheme's stated eligibility conditions do not list DPIIT recognition or MSME registration as a requirement. What is required is Arunachal Pradesh domicile, unemployed status, an age between 18 and 45, Class XII or equivalent education, a viable project in a supported sector, and a minimum 30% own contribution.

You will be asked to upload scanned copies or PDFs of your Aadhaar card, address proof, ST certificate and a concept note — a three-page summary of your business plan. The form itself also collects your district and block details, name and address, the type of enterprise, project cost details (which cannot exceed ₹50,00,000), family and bank details, guarantor information, and first-year income and expenditure projections.

Applications are made online at https://ddusyarunachal.in/. Register with your name, email ID, phone number, a username and a password, then log in and open the DDUSY application form from your dashboard. Fill in your project, family, bank and guarantor details, enter '0' in numerical fields that do not apply to you, upload your documents, review everything and submit. A unique Application ID appears in a pop-up — save it, because you will need it to track your application status on the website. For help with the form or with preparing your Detailed Project Report, the scheme lists chockidorji@gmail.com and WhatsApp 9402693699 as contacts.

Once submitted online, your proposal goes to the District Level Screening Committee, which evaluates and selects beneficiaries in coordination with participating banks. For the reserved quota of 50 beneficiaries, the Arunachal Pradesh Innovation & Investment Park identifies and recommends eligible startups from the Arunachal Pradesh Entrepreneurship Development Program. The final assistance is then released after a bank appraisal and in line with DDUSY guidelines. Preference goes to projects in border community development blocks or manufacturing units, to applicants with relevant qualifications, and to those contributing above the minimum share.

Deen Dayal Upadhyaya Swawlamban Yojana (DDUSY) — 40% Subsidy is offered by Department of Finance, Planning and Investment, Government of Arunachal Pradesh, a government body. It is provided as non-dilutive funding.

Apply directly through the official application link on this page. Review the eligibility criteria and prepare your startup documents before you begin.