How to Apply for Composite Loan Scheme — Up to ₹3L for Delhi SC, OBC, Minority & PwD

Applications are not allotted on a first-come basis. Once a form reaches DSFDC, it goes through a screening stage before any money is released.

• Eligibility check: officials verify that the applicant genuinely falls within one of the covered categories — Scheduled Caste, Scheduled Tribe, Other Backward Class, Minority or Persons with Disabilities.
• Residency, age and income verification: Delhi residence, the 18–50 age band and the ₹1,20,000 family income ceiling are all confirmed.
• Assessment of the proposed activity: the viability of the income-generating activity the applicant plans to pursue is examined.
• Document review: every paper submitted is checked for completeness and for compliance with the scheme's guidelines.
• Disbursement consideration: applicants who satisfy all the criteria and whose application is complete are then taken forward for loan disbursement.