Composite Loan Scheme — Up to ₹3L for Delhi SC, OBC, Minority & PwD — Eligibility Criteria

The scheme is open to individuals, and every one of the following conditions has to be met before an application is considered.

• Category: you must belong to the Scheduled Caste, Scheduled Tribe, Other Backward Class, Minority or Persons with Disabilities (PwD) category.
• Domicile: you must be a resident of Delhi.
• Age: you must be between 18 and 50 years old.
• Family income: your annual family income must not exceed ₹1,20,000.
• Intended activity: you must be willing to take up an income-generating activity that the scheme approves.
• Workplace: you need a proper place of work, either owned by you or taken on rent.
• No prior default: you must not have been declared a defaulter under any DSFDC scheme.

The published eligibility rules do not lay down any restriction on industry, business structure, or DPIIT/MSME registration status — the qualifying test is the applicant's category, Delhi residency, age, family income, workplace and clean repayment record with DSFDC.

Composite Loan Scheme — Up to ₹3L for Delhi SC, OBC, Minority & PwD is open to startups at any stage. The programme is targeted at startups registered in Delhi. Applicants should be registered as proprietorship and pre incorporation.