How to Apply for Saksham Scheme for Backward Classes — ₹10 Lakh Loan for Haryana Youth

Applications are examined by the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam, the body that implements the scheme.

• Eligibility screening: the Nigam begins by checking that the applicant satisfies each qualifying condition — age, Haryana residency, Backward Class category and the family income ceiling.
• Assessment of training and proposal: the application then moves to a closer look at the applicant's professional and academic training, and at whether the establishment being proposed is viable.
• Final selection: the outcome rests on an overall evaluation of the application details and the documents submitted in support of it.