How to Apply for MBOCWWB Loans for Tools — ₹10,000 Loan for Meghalaya Workers

Step 1 — Registration with the Board (for those not yet enrolled or not fully registered). A first-time applicant can sign up through the MBOCWWB online portal at https://megbocwwb.gov.in/bocw_services/login.htm, or use the offline route by collecting the prescribed registration form (https://megbocwwb.gov.in/forms/registration-form/Registration%20Form.pdf) and submitting it with the required documents to the Registering Officer for their area. Online, the applicant logs in with their registered mobile number as User ID, password and security code, fills in personal, service/work, bank and demographic details, adds family and nominee information, and uploads the enclosures — photograph, ID proof, employer certificate or self certification, and the worker's bank passbook.

Step 2 — Verification and approval of registration. The submitted details are processed and verified by Block and District Labour officials and Labour Inspectors. Final approval rests with the District Labour Commissioner (DLC), after which a Registration Certificate is generated. In the offline route, the Registering Officer verifies the details, registers the person as a beneficiary and issues an identity card.

Step 3 — Applying for the Instrument Grant. A fully registered member applies for the benefit itself — online through the "Instrument Grant" option on the dashboard after logging in, or offline by filling the prescribed Instrumental Loan form (https://megbocwwb.gov.in/forms/benefit/Instrumental%20Loan.pdf), signing it and handing it to the concerned employer. The employer countersigns the application and forwards it to the Board for consideration.

Step 4 — Checking the purchase. A valid cash memo or voucher from an authorised dealer must be submitted, and the tools themselves must be produced for inspection by a Board official.

Step 5 — Marking the tool. Once the claim is cleared, the Board embosses a mark on the tool. This is a control step: it prevents the same tool from being used to make a subsequent claim.