Khadi Vikas Yojana: ₹80,000–₹25L KVIC Subsidies for Artisans — Frequently Asked Questions

There is no single flat amount — the figure depends on the component you apply for, and the overall range runs from about ₹80,000 to ₹25 lakh. Production subsidy comes at 35% of prime cost for cotton, wool and Polyvastra Khadi and 20% for silk. An individual artisan can get up to ₹1,20,000 for a workshed, a weak institution can get up to ₹15 lakh for revival, and renovation of sales outlets is supported up to ₹25 lakh.

You need to be a Khadi artisan or a Khadi institution registered with KVIC or a Khadi and Village Industries Board. Individual artisans must be between 18 and 55 years old and must carry a valid Aadhaar card or another government-issued ID. Only one person per family can receive benefits, and anyone who has already taken assistance for the same purpose under another government scheme cannot apply.

Neither appears among the scheme's eligibility conditions. What the scheme asks for is registration as a Khadi institution with KVIC or a KVIB, and, for individuals, the age and identity requirements. If you are unsure whether your existing registration qualifies, the KVIC office handling your application is the body that verifies it.

No. This is a subsidy-based scheme, so the support arrives as production subsidies, interest support, and financial assistance for worksheds and infrastructure. There is no equity component and no stake is taken in the institution or the artisan's enterprise.

No. Applications run on a rolling basis, so the window stays open through the year. You can apply as soon as your registration and documents are in order, rather than waiting for a particular cycle.

Under the Interest Subsidy Eligibility Certificate (ISEC) component, a Khadi institution borrowing from a bank pays interest at 4%. KVIC covers the remaining interest on that loan. The result is that the cost of credit stops being a barrier to taking a bank loan for the institution's needs.

An individual artisan can receive up to ₹1,20,000, or 75% of the workshed cost, whichever is lower — the share rises to 90% in the North Eastern Region. For a group workshed, the assistance works out to up to ₹80,000 per artisan, subject to the same 75% (or 90% in the NER) cost cap. For group worksheds the scheme funds only up to ₹80,000 per artisan, subject to the same 75%/90% cost limits, whichever is less.

Applications go through the official KVIC online portal. You start by clicking the 'Online Registration of Khadi Institutions' link and filling in the form with the institution's name, address, type of registration, details of the authorised person, the number of artisans, and existing infrastructure. Once that is submitted, you receive a username, password and unique ID on your registered email and mobile number, and you should download the acknowledgment. Log in with those credentials to upload your supporting documents, after which KVIC verifies the application and issues the Certificate of Registration online if it is approved.

The portal asks for the registration certificate, a list of artisans, details of any existing worksheds, and the organisation's bylaws. Individual artisans also need a valid Aadhaar card or other government-issued identity proof, since identity and age are part of the eligibility check.

No. Only one person per family is eligible under the scheme, so a household cannot claim benefits for two separate applicants.

Beneficiaries are commonly identified and recommended by KVIC, KVIBs, NGOs, District Industries Centres (DICs), FPOs, or existing Khadi institutions. Applicants from SC/ST communities, women, unemployed youth and BPL families are given preference in this identification.

Khadi Vikas Yojana: ₹80,000–₹25L KVIC Subsidies for Artisans is offered by Ministry of MSME, a government body. It is provided as non-dilutive funding.