Directorate of Industries and Commerce, Government of Kerala
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How to Apply for One Family One Enterprise Scheme (OFOE) — Up to 6% Interest Subvention

How to apply

One Family One Enterprise Scheme (OFOE) — Up to 6% Interest Subvention accepts applications online through the official portal on a rolling basis. Follow the steps below — and always confirm the latest details on the official source before you apply.

How to apply

Applications are submitted on the . Confirm the current deadline and document checklist there before you start.

Selection process

Applications are handled at the district level, in two steps.

  1. Screening and recommendation: the Assistant District Industries Officer (ADIO) at the Taluk Industries Office reviews the application for eligibility and forwards it with a recommendation. The ADIO is the recommending authority.
  2. Sanction: the General Manager (GM) of the District Industries Centre is the sanctioning authority and is responsible for disposing of complete, defect-free applications within 15 days of receiving them.
  3. Intimation: the decision is communicated to the applicant directly or electronically.
  4. Agreement and disbursal: the applicant executes a legal agreement with the sanctioning authority, after which the assistance is routed through the financing institution. Eligible subvention is then reimbursed to the unit's bank account on a half-yearly or yearly basis.

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