Deen Dayal Upadhyaya Bunkar Yojana — 7% Interest Subvention for Women Weavers — Frequently Asked Questions

DDUBY does not pay a fixed sum of money. It is a subsidy in the form of a 7% interest subvention on credit you take from a participating bank, so the amount of benefit you receive depends on how much you borrow and the terms of the sanctioned facility. The scheme itself does not publish a single fixed amount.

The subvention applies to short-term credit, cash credit limits, working capital limits, weavers' credit cards and Swarojgar credit cards. All of these must be availed from commercial banks or regional rural banks that are participating in the scheme.

The scheme is meant exclusively for women weavers. You must be primarily engaged in weaving activities and you must own or possess a working loom. Both individual women weavers and groups of women weavers can apply.

Yes. DDUBY places no restriction on unit size or on how many looms you operate, and it states that weavers of all categories and scales are eligible. A single-loom weaver and a larger unit are treated the same on this criterion.

No. Companies and partnership firms are not eligible for DDUBY. The scheme is designed for individual women weavers and groups of women weavers only.

The subvention applies to loans disbursed during the current financial year, and it runs for a maximum period of one year per loan. It is not a permanent reduction on the entire life of the borrowing.

No. The scheme operates on a rolling basis and has no fixed closing date. Applications are handled continuously by participating banks, so a weaver can approach a branch at any point during the year rather than waiting for an application window.

DPIIT registration and MSME registration are not listed among the eligibility criteria for DDUBY. What the scheme asks for is that you are a woman weaver, that weaving is your primary occupation, and that you own or possess a working loom.

No. DDUBY is a subsidy delivered as an interest subvention on bank credit. It is non-dilutive and takes no stake or ownership share in your enterprise — you are simply repaying less interest on a loan you have borrowed.

Applications are made offline. Approach a participating commercial bank or regional rural bank, which will provide the application form and guide you through the process. You will typically need documentation showing that you are engaged in weaving activities, proof that you own a working loom, and personal identification, along with whatever the bank requires for its credit assessment.

Deen Dayal Upadhyaya Bunkar Yojana — 7% Interest Subvention for Women Weavers is offered by Department of Textile and Handicraft, Government of Arunachal Pradesh, a government body. It is provided as non-dilutive funding.

Apply directly through the official application link on this page. Review the eligibility criteria and prepare your startup documents before you begin.