HSFDC Dairy Farming Scheme — ₹1.5L Project Cost, 50% Subsidy
A rolling HSFDC scheme for Scheduled Caste and BPL households in Haryana that funds dairy farming units with a 50% subsidy capped at ₹10,000, plus a partner-bank loan, against a project outlay of up to ₹1,50,000.
- Funding amount
- ₹1.5L (subsidy)
- Funding type
- Subsidy
- Provider
- Haryana Scheduled Castes Finance and Development Corporation (Government)
- Application deadline
- Rolling
- Eligible stage
- Any stage
- Location
- Open to startups registered in India
Overview
The Dairy Farming Scheme is one of the self-employment programmes run by the Haryana Scheduled Castes Finance and Development Corporation (HSFDC). Its purpose is straightforward: help Scheduled Caste and Below Poverty Line households in Haryana buy into the dairy business and earn from it, rather than depending on wage work.
HSFDC is a wholly government-owned corporation, with 51% held by the Government of Haryana and 49% by the Government of India. Its wider mandate is to finance income-generating activities for marginalised communities, and it delivers this particular scheme through tie-ups with banks.
The money side is built in two layers. A dairy farming venture is costed at a maximum of ₹1,50,000, and the Corporation contributes a 50% subsidy on the project cost, capped at ₹10,000. The remaining balance is met by a composite loan from a partner bank. That loan share is not handed to the applicant in cash — it goes straight to the seller of the asset on the beneficiary's behalf, which removes the burden of arranging and settling procurement payments.
Nothing here is dilutive. A subsidy plus a bank loan means the promoter keeps full ownership of the dairy unit; no stake or equity is taken in the enterprise.
Applications run continuously. There is no closing date to race against — eligible applicants can register at any point during the year, online or through the Corporation's district-level outreach events.
Highlights
- 50% subsidy on project cost, capped at ₹10,000
- Dairy farming projects costed up to ₹1,50,000
- Open to Scheduled Caste and BPL families in Haryana
- Family income must not exceed ₹1,80,000 a year
- Partner-bank loan covers the balance, paid straight to the asset seller
- Rolling applications — no fixed deadline
Who can apply
Four conditions decide who can be considered, and all four have to be satisfied.
- Domicile: the applicant must be a resident of Haryana.
- Category: the applicant must belong to the Scheduled Caste category.
- BPL status: the household must fall Below Poverty Line and feature in the BPL Survey List.
- Income ceiling: the family's yearly income must not cross ₹1,80,000. This limit applies the same way in rural and urban areas.
The scheme is written for individuals rather than companies — what gets financed is a person's own small dairy enterprise. The published conditions do not call for DPIIT recognition or Udyam/MSME registration; eligibility turns entirely on residency, caste, BPL listing and the income ceiling.
HSFDC Dairy Farming Scheme — ₹1.5L Project Cost, 50% Subsidy is open to startups at any stage. It is open to startups registered anywhere in India.
- Eligible stage
- Any stage
- Location
- Open to startups registered in India
Deadline & timing
HSFDC Dairy Farming Scheme — ₹1.5L Project Cost, 50% Subsidy accepts applications on a rolling basis — there is no fixed cut-off date, so eligible startups can apply at any time. Because rolling programmes can pause without notice, confirm the window is still open on the official site before you start.
What the funding covers
Support under the scheme combines a subsidy with a bank loan.
- Project outlay: the dairy farming project is costed at a ceiling of ₹1,50,000.
- Subsidy: 50% of the project cost, subject to a maximum of ₹10,000, provided to the beneficiary.
- Loan component: the balance is arranged as a composite loan through partner banks.
- Disbursement: the loan portion is released straight to the seller of the asset on the beneficiary's behalf, so the applicant does not handle procurement funds.
Because the subsidy is a percentage as well as a capped figure, the actual grant scales with the project — a smaller project draws less than ₹10,000, and ₹10,000 is the highest any beneficiary can receive.
The scheme also leans on direct benefit transfer and institutional collaboration to keep the flow of funds simple, with the larger aim of lowering the initial capital barrier that keeps SC and BPL households out of dairy farming.
About the provider
HSFDC Dairy Farming Scheme — ₹1.5L Project Cost, 50% Subsidy is offered by Haryana Scheduled Castes Finance and Development Corporation, a government body. As a government-backed subsidy, it is publicly funded and open to eligible startups across India.
How to apply
Applications are submitted on the . Confirm the current deadline and document checklist there before you start.
Selection process
Applications are screened before any bank is involved.
- Field verification by HSFDC: staff of the Haryana Scheduled Castes Finance and Development Corporation examine the applicant's papers against every criterion — residency in Haryana, Scheduled Caste category, Below Poverty Line status as per the BPL Survey List, and the family income ceiling of ₹1,80,000. This step is treated as a rigorous check, not a formality.
- Sponsorship to the bank: only once that verification clears is the application sponsored to the relevant bank for the loan half of the package.
- Bank due diligence and sanction: the bank then runs its own appraisal before approving the loan component and releasing the disbursement.
The Corporation does not publish a fixed turnaround time for these stages, and the final call on the loan rests with the bank rather than with HSFDC.
Documents you’ll need
Before you apply to HSFDC Dairy Farming Scheme — ₹1.5L Project Cost, 50% Subsidy, keep the following documents ready:
- A pitch deck or short business plan describing the problem, product and traction
- Company registration documents and PAN
- Founder identification (PAN / Aadhaar) and brief profiles
- Recent financial statements or projections
- Product details — a demo, prototype or working link if available
Exact requirements are confirmed on the official application portal — treat this as a preparation checklist.
Who this is best for
HSFDC Dairy Farming Scheme — ₹1.5L Project Cost, 50% Subsidy is best suited for startups in India seeking non-dilutive funding of ₹1.5L. If that describes your startup, review the eligibility criteria above before applying.
Frequently asked questions
Who is eligible to apply for the HSFDC Dairy Farming Scheme?
You need to be a resident of Haryana, belong to the Scheduled Caste category, and come from a household that falls Below Poverty Line and appears in the BPL Survey List. On top of that, your family's yearly income must not be more than ₹1,80,000 — the same figure applies whether you live in a rural or an urban area.
How much funding does the scheme provide?
A dairy farming project can be costed at up to ₹1,50,000. Of that, the Corporation gives a subsidy equal to 50% of the project cost, capped at ₹10,000. The rest is covered by a composite loan arranged through a partner bank, so the applicant is not expected to fund the whole project from personal savings.
Is the subsidy always ₹10,000?
No. ₹10,000 is the upper limit, not a flat amount. The subsidy is calculated as half of the project cost, so a project worth less than ₹20,000 draws a proportionately smaller subsidy. ₹10,000 is the most any single beneficiary can receive under this scheme.
Does the scheme take equity in my dairy business?
No. The support is structured as a subsidy plus a bank loan, and neither of those takes a stake in your venture. You remain the full owner of the dairy unit you set up.
What is the income limit for applying?
The annual income of your family must stay within ₹1,80,000. This ceiling is applied uniformly across rural and urban areas of Haryana, and it sits alongside the requirement that your household be listed Below Poverty Line.
Is there a last date to apply?
There is no closing date. The scheme runs on a rolling basis and stays open through the year, so you can register whenever your papers are ready. Applying early simply means your verification and bank sponsorship can begin sooner.
Do I need DPIIT recognition or MSME/Udyam registration?
The stated eligibility conditions for this scheme do not include DPIIT recognition or MSME (Udyam) registration. What matters is Haryana residency, Scheduled Caste category, BPL status and the family income ceiling.
What documents will I need?
The online application asks you to upload identification, address proof, income proof and your caste certificate. Since BPL listing is a core eligibility condition, evidence of that status is relevant too. At a later stage of the online flow, you are also asked to fill in surety details and upload any additional documents before the final submission.
How and where do I apply?
There are two routes. Online, you go to the HSFDC website, pick the scheme under 'Bank Tie-up Scheme', click 'Apply for Loan' and register with your name, Aadhaar number, email and mobile number along with the captcha. An OTP verification opens the application form, where you enter your details and upload documents; on submission you receive a user ID and password, which you use to log in, complete your profile, add surety details and click 'Final Submit' — after which you can print the application. Offline, applications are collected at credit camps, Open Darbars and similar events held under the supervision of Deputy Commissioners and Additional Deputy Commissioners across Haryana's districts, where HSFDC field staff assist applicants.
Who verifies my application, and is the loan interest-free?
HSFDC field staff first verify that you meet the residency, caste, BPL and income conditions. Your file is sponsored to a bank only after that check, and the bank carries out its own appraisal before sanctioning the loan. The scheme does not spell out a rate of interest for the loan portion, so the interest rate and repayment terms should be confirmed directly with the participating bank.
Who offers HSFDC Dairy Farming Scheme — ₹1.5L Project Cost, 50% Subsidy?
HSFDC Dairy Farming Scheme — ₹1.5L Project Cost, 50% Subsidy is offered by Haryana Scheduled Castes Finance and Development Corporation, a government body. It is provided as non-dilutive funding.
How do I apply for HSFDC Dairy Farming Scheme — ₹1.5L Project Cost, 50% Subsidy?
Apply directly through the official application link on this page. Review the eligibility criteria and prepare your startup documents before you begin.
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