Chhattisgarh Margin Money Subsidy — Up to ₹1 Crore for MSMEs — Frequently Asked Questions

The subsidy covers 25% of your capital investment, with the payout capped at ₹100 lakh, which is ₹1 crore. The 25% is worked out on capital investment of up to ₹10 crore, so that ₹10 crore figure is the base against which the subsidy is calculated.

Neither. It is a subsidy — a direct financial incentive that is not repayable, and no ownership stake in your enterprise changes hands. You are not servicing interest and you are not diluting your shareholding.

The scheme is limited to new micro and small enterprises being set up in Chhattisgarh, and the promoter must come from one of the notified categories: Scheduled Caste or Scheduled Tribe, women entrepreneurs, ex-servicemen, Naxal affected persons, third gender entrepreneurs, and entrepreneurs from the disabled category. Both the enterprise type and the founder category have to be satisfied.

Only new micro and small enterprises established within Chhattisgarh. The scheme is tied to the creation of fresh units rather than to existing operations.

No. Applications run on a rolling basis, so the scheme is effectively always open. You can submit once your project report and supporting documents are ready.

The benefit is explicitly designed for micro and small enterprises, so documentation establishing your enterprise's registration status forms part of the application package. The policy summary does not spell out Udyam registration as a separate mandatory condition, but given that the subsidy is aimed at micro and small enterprises, having your unit registered as an MSME is effectively expected.

The scheme's stated eligibility conditions relate to your enterprise being a new micro or small unit in Chhattisgarh and to the founder belonging to a notified category. No DPIIT recognition requirement is mentioned in the scheme details provided.

You will need a comprehensive project report covering the proposed micro or small enterprise, your capital investment plan and the business model. Alongside that, you must provide documentation proving your eligibility under the relevant founder category and the enterprise's registration. The Chhattisgarh Industrial Development Policy 2024-30 document sets out the detailed application procedure, the prescribed forms and the full list of supporting papers.

Start by going through the Chhattisgarh Industrial Development Policy 2024-30 to understand the procedure, required forms and supporting documents, then prepare your project report and assemble your eligibility and registration papers. Applications are submitted in the prescribed format to the designated department — typically the District Trade and Industry Centre or the Department of Industries, Government of Chhattisgarh. The state portal at https://swsportal.cgstate.gov.in/login/ is the online entry point. After submission you may be contacted for screening, which can include verification, site visits or interviews.

Disbursement is handled in a milestone-based or tranched manner, linked to the progress of your capital investment and the establishment of the project, in line with the detailed guidelines of the Chhattisgarh Industrial Development Policy 2024-30.

A committee set up under the Industrial Development Policy 2024-30. It confirms that you and your enterprise meet the eligibility conditions, assesses whether your project report is viable, verifies the capital investment figures you have declared, and considers the documentation and the likely economic impact of the unit.

Chhattisgarh Margin Money Subsidy — Up to ₹1 Crore for MSMEs is offered by Department of Industries, Government of Chhattisgarh, a government body. It is provided as non-dilutive funding.

Apply directly through the official application link on this page. Review the eligibility criteria and prepare your startup documents before you begin.