Aatmanirbhar Gujarat Scheme: ₹1 Lakh Aid for Sick MSMEs — Frequently Asked Questions

There are two benefits. You get back 50% of what you spent on preparing the Draft Rehabilitation Scheme and the diagnostic report, and you can also receive a financial assistance of up to ₹1,00,000 during the operative period. Both are provided as a subsidy by the Industries and Mines Department, Gujarat.

Yes. The enterprise must have acknowledgement or registration from the Ministry of MSME or DPIIT, as applicable. You also need to be a Micro, Small or Medium enterprise to qualify.

The unit has to meet the Reserve Bank of India's criteria for sickness. That classification is central to the application, because the review committee specifically examines whether the enterprise is sick in line with those RBI guidelines before approving any support.

Yes. It is a state scheme run by Gujarat's Industries and Mines Department for MSMEs in Gujarat, and its purpose is to help distressed units within the state return to viable operations and keep contributing to the local industrial economy.

Neither. The support comes as a government subsidy, so it is not a loan that has to be returned and it does not dilute your ownership of the business. The reimbursement and the assistance amount are both non-repayable benefits.

There is no single cut-off date. Applications are accepted on a rolling basis, but they must be submitted while the scheme is in force — that is, between October 5, 2022 and October 4, 2027.

The diagnostic report has to be prepared by an expert or an expert agency. Since a portion of that cost is reimbursed, keeping the report and your payment records ready is important when you file your claim.

Yes. The scheme covers both new manufacturing enterprises and existing ones that are undertaking expansion or diversification, provided they meet the other conditions — including that commercial production commenced within the operative period and that the unit qualifies as sick under RBI guidelines.

Applications are made online through the Investor Facilitation Portal at https://ifp.gujarat.gov.in/DIGIGOV/. You start by creating an investor account using the new investor registration form, complete your details, and verify your email through the link sent to your inbox. Once the account is active, you log in with your registered email address and password, then fill in the business details and upload the mandatory documents to finish the application.

It is first checked for completeness and basic eligibility. If it clears that stage, a designated committee from the Industries and Mines Department, Gujarat reviews it, assessing both the enterprise's sickness status as per RBI guidelines and the viability of the proposed rehabilitation plan before deciding on the reimbursement and assistance.

Aatmanirbhar Gujarat Scheme: ₹1 Lakh Aid for Sick MSMEs is open to startups at any stage. It is open to startups registered anywhere in India.

Aatmanirbhar Gujarat Scheme: ₹1 Lakh Aid for Sick MSMEs is offered by Industries and Mines Department, Government of Gujarat, a government body. It is provided as non-dilutive funding.