Labour & Employment Department, J&K
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How to Apply for Youth Startup Loan Scheme (Under SKEWPY)

How to apply

Youth Startup Loan Scheme (Under SKEWPY) accepts applications online through the official portal. Follow the steps below — and always confirm the latest details on the official source before you apply.

How to apply

Applications are submitted on the official portal. Confirm the current deadline and document checklist there before you start.

Selection process

The process includes the following steps:

  1. Offline Registration: Apply at any JKEDI office across Jammu & Kashmir with required documents (proof of domicile, educational certificates, DECC registration).
  2. Mandatory Training: Attend a compulsory 3-week entrepreneurship training program at JKEDI.
  3. Loan Approval: After training, the loan amount (up to 90% of project cost, capped at ₹8 lakh) is approved subject to a third-party guarantee.
  4. Disbursement: Funds are released following project appraisal and verification of the guarantee.

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