Transport Loan Scheme (DSFDC) — ₹5 Lakh Loans for Delhi Self-Employment — Eligibility Criteria

This is a category-specific scheme, open only to applicants from the Scheduled Castes, Other Backward Classes, Minority communities and Safai Karamcharis.

• Domicile: you must be a permanent resident of Delhi.
• Age: applicants should be between 18 and 45 years old.
• Income: for SC, OBC and Minority applicants, annual family income must not cross ₹1,20,000. Within the Minority category, the creamy layer gets a higher ceiling of ₹6,00,000 per year. Safai Karamchari applicants have no income limit at all.
• Licence: a valid commercial driving licence along with the badge for Light Motor Vehicles is mandatory.
• Repayment record: you must not have been declared a defaulter under any scheme of DSFDC, a nationalised bank, a financial institution or a co-operative bank.

Every one of these conditions has to be satisfied — holding the required licence and badge matters as much as the category and income tests.

Transport Loan Scheme (DSFDC) — ₹5 Lakh Loans for Delhi Self-Employment is open to startups at any stage working in logistics supply chain and mobility transport. The programme is targeted at startups registered in Delhi. Applicants should be registered as proprietorship and pre incorporation.