How to Apply for Scheme for Tourism-related Activities — PIPDIC Loans up to ₹12 Cr

Everything is handled online through the PIPDIC portal, and the application itself moves through a defined sequence:

• Registration: Create a new customer account using a username, email ID, password and captcha.
• Verification and login: Log in with the registered email; an OTP is sent to that address and must be entered to reach the customer dashboard.
• Profile update: From the dashboard, open Edit Profile, fill in the required details and submit.
• Starting the loan form: Use the Applications tab on the dashboard to begin the loan application.
• Terms and checklist: A pop-up shows general terms and conditions, the interest rate structure, investigation fees and collateral security norms. Review it, confirm your documents and accept.
• Application form: Complete the multi-step form with all mandatory details.
• Declaration and submission: Read the declaration, tick the agreement box and submit the main application.
• Promoter details and uploads: Enter the bio-data of the promoter, partner or director through the multi-step section, then upload KYC and supporting documents.
• Fee payment: Pay the applicable application fee; online payment redirects to a summary page for verification and payment.
• Receipt: A receipt is generated on the PIPDIC site once payment succeeds — print it or save it as a PDF.

After submission, the application status shows UNDER REVIEW. The review covers the general terms and conditions, the interest rate structure, investigation fees and collateral security norms, which together amount to a financial and eligibility assessment by PIPDIC, along with a judgement on whether the project itself is viable.