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Primary Cooperative Agriculture and Rural Development Bank Poultry Loan — Frequently Asked Questions

FAQ

Answers to the questions founders most often ask about Primary Cooperative Agriculture and Rural Development Bank Poultry Loan — who qualifies, the funding amount, required documents and how the application works.

Frequently asked questions

Who can apply for this loan?

You can apply if you are a resident of Tamil Nadu, you are a farmer engaged in poultry farming or cattle development, and you intend to use the loan specifically for those activities.

How much funding is offered, and what is it meant for?

The scheme lends up to ₹14,800 for acquiring 200 poultry birds, or up to ₹17,000 for purchasing 2 cows. The amount is tied to those two purposes.

What interest rate will I have to pay?

Interest ranges from 14.5% to 16.5% per annum. The rate is subject to periodic changes, so confirm the prevailing rate at your branch before you commit.

Is this a grant or a loan, and does it take equity?

It is a loan, not a grant. The money has to be repaid with interest, and no equity or ownership stake in your farm is taken — the support is entirely non-dilutive.

Is there an application deadline?

No. The scheme is rolling and always open, so you can apply at any time rather than waiting for a specific window.

How do I apply?

Applications are handled offline. Collect the official form from the Secretary or Special Officer at your nearest Primary Cooperative Agriculture and Rural Development Bank branch, fill in every mandatory field, attach the required self-attested documents, and submit the form in person to the concerned authority. Scheme details are also listed on the Tamil Nadu government website at tn.gov.in.

Should I get a receipt after submitting my application?

Yes, and it is worth asking for one. Request a formal acknowledgment that records the date and time of submission and, where applicable, a unique identification number, so you have proof of your application for later reference.

What documents do I need to submit?

A recent passport-sized photograph affixed to the form and signed across if specified, plus self-attested copies of supporting papers — typically identity proof, address proof, proof of land ownership or farming activity, and a plan for your poultry or cattle development.

Do I need DPIIT recognition or MSME registration?

Neither is mentioned among the scheme's conditions. Eligibility rests on being a Tamil Nadu resident, being a farmer in poultry or cattle development, and using the loan for that purpose.

Can I use the loan for something other than poultry or cattle?

No. The loan is purpose-bound. It is meant for poultry farming or cattle development, such as buying birds or cows, and the applicant's stated intent to use it that way is part of the eligibility requirement.

Who runs this scheme?

It is offered by the Co-operation, Food and Consumer Protection Department, Government of Tamil Nadu, and delivered through Primary Cooperative Agriculture and Rural Development Bank branches across the state.

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