Passenger Auto Rickshaw Loan Scheme — Gujarat SC Antyodaya Loan — Frequently Asked Questions

It provides a loan that a beneficiary uses to buy a passenger auto-rickshaw. The vehicle is then operated as a transport business, giving the household a source of self-employment and regular income. The money is repayable, so this is credit rather than free financial aid.

Applicants must live permanently in Gujarat, come from a Scheduled Caste community, belong to an Antyodaya family, and have total household income that does not cross ₹3,00,000 per year. All four conditions apply at once — meeting three of them is not enough.

No. The scheme runs on a rolling, always-open basis, so there is no closing date to race against. Applications are accepted through the DAADC online portal as long as the scheme is in operation.

The scheme does not publish a fixed amount — the sanctioned figure varies from applicant to applicant. The Dr. Ambedkar Antyodaya Development Corporation is the authority that confirms the amount and the accompanying terms once an application is processed.

No. This is a debt scheme, so there is no equity, no ownership share and no dilution. The beneficiary keeps full control of the auto-rickshaw business and repays the loan according to the terms set by DAADC.

Neither appears in the eligibility conditions for this scheme. The criteria that matter are Gujarat residency, Scheduled Caste status, Antyodaya family status and the annual income cap of ₹3,00,000.

The application calls for personal, family and scheme-specific details along with scanned supporting papers — specifically a caste certificate, income proof and documents establishing residency in Gujarat, plus anything else named in the scheme guidelines. Documents are uploaded on the portal, and accuracy matters because verification is part of the process.

The published scheme details do not state an interest rate. Applicants should check the detailed guidelines or ask the Dr. Ambedkar Antyodaya Development Corporation directly for the exact interest and repayment terms before applying.

Antyodaya families are the poorest-of-the-poor households identified under government welfare programmes, typically marked by very low income and a lack of basic amenities. Belonging to such a family is a core eligibility condition, so proof of that status is required with the application.

Applications are made online at the DAADC portal, daadconline.gujarat.gov.in. You register once, log in with your credentials, complete every section of the form, upload scanned copies of your documents and submit. The scheme is also listed on the state portal at mariyojana.gujarat.gov.in.

Passenger Auto Rickshaw Loan Scheme — Gujarat SC Antyodaya Loan is offered by Social Justice and Empowerment Department, Government of Gujarat, a government body. It is provided as non-dilutive funding.

Apply directly through the official application link on this page. Review the eligibility criteria and prepare your startup documents before you begin.