Mukhyamantri Vishesh Yogyajan Swaraozgar Yojana: ₹5L Loan + ₹50K Subsidy — Frequently Asked Questions

It is a self-employment scheme from the Department of Social Justice and Empowerment, Government of Rajasthan, created specifically for specially-abled residents of the state. It combines a loan from a bank with a subsidy from the state so that beneficiaries can launch a micro-enterprise and build an independent livelihood.

You can borrow a maximum of ₹5,00,000 to set up your venture. Alongside that, the state gives a subsidy equal to half the borrowed amount, subject to a ceiling of ₹50,000 — whichever of those two figures is lower applies. The subsidy portion reduces how much you ultimately have to repay.

You need to be a specially-abled person with a disability of at least 40%, a native resident of Rajasthan, and between 18 and 55 years old. Your family's total annual income from all sources cannot cross ₹2,00,000. You must also be free of overdue loans owed to banks, cooperative societies or government institutions, and you should not have already received benefits under another self-employment subsidy scheme. A valid disability certificate and a bank passbook are required.

No. The assistance is structured as debt — a loan that you repay — together with a subsidy that reduces what you owe. The department does not acquire shares or any ownership stake in the venture, so the business remains entirely yours.

The approved activities are spread across several sectors. Retail outlets such as grocery shops, auto parts stores and building materials shops qualify, as do service setups like electric motor repair, mobile repair and computer centres. Food ventures including dhabas and bakeries are covered, along with crafts such as jewellery making and embroidery, and agriculture-linked businesses like fertiliser shops and animal husbandry. Ventures suggested by the Disabled Vocational Rehabilitation Center, Jaipur, may also be considered.

Collect the prescribed form from the office of the District Social Justice and Empowerment Officer, or download it from the department's website at https://sje.rajasthan.gov.in/Default.aspx?PageID=115. Fill in all mandatory fields accurately, attach self-attested copies of the required documents, and submit the signed form to the District Officer handling the scheme. Always ask for an acknowledgement receipt — it should show the date and time of submission and, where applicable, a unique identification number for tracking your file later.

You will typically need self-attested copies of your disability certificate, family income certificate, age proof, residence proof, Aadhaar card and bank passbook. Make sure every copy is clearly legible, since unclear documents can slow down verification.

There is no deadline. The scheme runs on a rolling basis and applications are accepted round the year, so you can approach your District Social Justice and Empowerment Officer whenever you are ready to apply.

The District Officer first verifies your eligibility, normally within a month of receiving the application. Once eligibility is confirmed, the file is forwarded to the concerned bank, which performs its own due diligence and approves the loan under its applicable rules after assessing your proposed venture. After the bank's approval, the grant component is sanctioned and you are officially notified of the approval and the disbursement process.

No. Having availed benefits under any other self-employment subsidy scheme disqualifies you. Applicants with overdue loans from banks, cooperative societies or government institutions are also not eligible.

No. DPIIT (Startup India) recognition is not listed as a mandatory requirement for Mukhyamantri Vishesh Yogyajan Swaraozgar Yojana: ₹5L Loan + ₹50K Subsidy, though having it can strengthen your application and unlock other benefits.

Mukhyamantri Vishesh Yogyajan Swaraozgar Yojana: ₹5L Loan + ₹50K Subsidy is offered by Department of Social Justice and Empowerment, Government of Rajasthan, a government body. It is provided as non-dilutive funding.