Mahila Swavlamban Scheme — ₹2L Loan + ₹30,000 Subsidy for Gujarat Women — Frequently Asked Questions

Two components are on offer. The first is a loan of up to ₹2,00,000. The second is a subsidy worth 15% of your project cost, capped at ₹30,000. The subsidy does not have to be paid back; the loan does.

The scheme is open to women who are residents of Gujarat, whose families fall under the Below Poverty Line category, and whose yearly income stays within ₹1,20,000 in rural areas or ₹1,50,000 in urban areas. All of these conditions apply together.

It is both, bundled into one package. The bulk of the support is a repayable loan of up to ₹2,00,000, and the rest is a non-repayable subsidy of 15% of the project cost, subject to a maximum of ₹30,000.

No. The assistance is structured as a loan plus a subsidy, so no equity, stake or ownership share is taken in the venture you set up. The business stays entirely yours.

There is none. Applications run on a rolling basis and the scheme stays open, so you can submit your paperwork whenever your business plan and documents are ready.

Neither is stated as a requirement for this scheme. Eligibility is judged on being a woman, being a Gujarat resident, holding BPL status and staying inside the income limit.

Along with the filled-in prescribed application form, you will typically need proof of identity, proof that you live in Gujarat, a valid BPL certificate, an income certificate, your bank account details and a project report or business plan describing the activity you intend to fund.

The process is offline. Collect the prescribed application form, complete it accurately, and submit it with all supporting documents to the Women's Economic Development Corporation. Scheme details are also published on the Women and Child Development Department, Gujarat website at https://wcd.gujarat.gov.in/initiativedetails?id=233, and a helpdesk listed there can guide you through any queries.

The Women's Economic Development Corporation screens it for completeness and eligibility, then your proposal is assessed on how viable it is. A selection committee may review it, and shortlisted applicants can be called for an interaction or presentation before the final decision on financial assistance.

The scheme does not restrict specific industries. The money is meant for either beginning a new economic activity or expanding one you already run, so the proposed venture simply needs to be legitimate and capable of generating income for you.

Mahila Swavlamban Scheme — ₹2L Loan + ₹30,000 Subsidy for Gujarat Women is offered by Women and Child Development Department, Government of Gujarat, a government body. It is provided as non-dilutive funding.

Apply directly through the official application link on this page. Review the eligibility criteria and prepare your startup documents before you begin.