Mahila Samiriddhi Yojana — ₹1 Lakh Loan for Minority Women in Haryana — Frequently Asked Questions

An eligible woman can take a loan of up to ₹1,00,000. It is a repayable debt facility rather than a grant, so the amount has to be paid back as per the terms of the sanction.

You need to be a woman who lives permanently in Haryana, aged between 16 and 45 years, and belonging to one of the listed minority communities — Muslims, Sikhs, Christians, Buddhists, Parsis or Jains. Your family income must also stay inside the prescribed ceiling, you should have a relevant educational, technical or vocational qualification or equivalent experience, and you must hold a Pariwar Pehchan Patra (PPP ID).

The applicant's annual family income should not be more than ₹98,000 if the family lives in a rural area, or ₹1,20,000 if it lives in an urban area.

No. The scheme runs on a rolling basis, so applications are accepted throughout the year and there is no closing date to race against. You can apply whenever you are ready and meet the eligibility conditions.

It is a loan, not a grant. Because the programme works through debt, you do not give away any share or ownership in your business in exchange for the funds — but the amount received is repayable.

Yes. Loans can be given directly to eligible women, and they can also be disbursed through Self-Help Groups. In either case, the individual woman entrepreneur remains the beneficiary of the assistance.

Yes, a PPP ID is a must. In the online application you enter your Parivar Pehchan Patra (Family ID) number, fetch your family data, select your own name as the applicant, and confirm it with an OTP sent to the chosen family member.

Everything is done online on the Haryana government's Antyodaya-SARAL portal. If you are a first-time user, register by choosing 'New User' under 'Sign In Here' and entering your name, email ID, mobile number, password and state, then complete the OTP verification for your mobile number and email ID. After that, log in with your email ID, password and the captcha, open 'Apply for Services' followed by 'View all Available Services', search for the scheme and open the application form. Fill in the mandatory details, upload the required documents, preview the form to check accuracy, and submit it.

Yes. Tracking is available on the same Antyodaya-SARAL portal. You will need to enter the department name, the scheme name and your application reference ID to check the status of your application.

It is implemented by the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam, the Haryana government corporation that provides financial assistance to backward classes and economically weaker sections.

No. Mahila Samiriddhi Yojana — ₹1 Lakh Loan for Minority Women in Haryana is debt / loan and is non-dilutive — the provider does not take an equity stake in your startup.

No. DPIIT (Startup India) recognition is not listed as a mandatory requirement for Mahila Samiriddhi Yojana — ₹1 Lakh Loan for Minority Women in Haryana, though having it can strengthen your application and unlock other benefits.

Mahila Samiriddhi Yojana — ₹1 Lakh Loan for Minority Women in Haryana is offered by Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam, a government body. It is provided as non-dilutive funding.

Apply directly through the official application link on this page. Review the eligibility criteria and prepare your startup documents before you begin.