Laghu Vyavassay Scheme — ₹1.7L Loan + Subsidy for Haryana SC Founders — Frequently Asked Questions

The scheme gives you a loan plus a subsidy. The project's unit cost can go up to ₹2,00,000, and the loan component can reach roughly ₹1.7 lakh. On top of that, the Corporation pays a non-repayable subsidy equal to 50% of the project cost, subject to a maximum of ₹10,000. You are expected to bring in 10% of the project cost yourself as margin money.

No. The scheme runs on a rolling basis and stays open throughout the year, so there is no deadline to beat. You can register on the Antyodaya SARAL Portal and submit your application whenever your project is ready.

Three conditions matter most: you must be a permanent resident of Haryana, you must belong to a Scheduled Caste, and your age must fall between 18 and 45 years. Beyond that, your family's annual income has to fit within the scheme's income slabs.

The scheme operates with two slabs. At least half of the beneficiaries it selects must come from families earning up to ₹1,50,000 a year, and the other half may have annual family income of up to ₹3,00,000.

Yes. Applicants have to be at least 18 years old and no more than 45 years old at the time of applying.

No. The support comes as a loan along with a subsidy, not as an investment, so the Corporation does not take any stake and your ownership of the venture stays entirely with you. The subsidy portion is non-repayable, while the loan portion has to be repaid.

Yes. A margin money contribution of 10% of the project cost is required from the applicant. The rest of the project is met through the loan and the subsidy, within their respective caps.

Applications are filed online through the Antyodaya SARAL Portal. Start by clicking 'New user? Register here' to create a login — the password needs at least nine characters including one uppercase letter, one lowercase letter, one digit and one special character. An OTP goes to your registered email and mobile number and is valid for 15 minutes, while the email verification link stays live for 48 hours. Once verified, log in, choose 'Apply for Service', open 'View All Available Services' and pick the Laghu Vyavassay Scheme. Fill in the mandatory fields, tick the self-declaration, enter the captcha, attach your documents as an annexure, and submit. Do save the acknowledgement receipt the portal generates — it is useful for tracking your application. The application link is https://kms.saralharyana.nic.in/ViewDoc?Id=MxDQfHadxKB6KIsFyql89g==.

The online form lists the mandatory documents, and you upload them at the 'Attach Annexure' step before final submission. Because the screening covers domicile in Haryana, caste, age and family income, those are the details your paperwork has to substantiate.

You can check progress on the SARAL status portal at https://status.saralharyana.nic.in/ by entering your Appeal/Application Reference ID. Alternatively, send an SMS reading "SARAL<space>Application ID" to 7738299899 from your registered mobile number.

No. DPIIT (Startup India) recognition is not listed as a mandatory requirement for Laghu Vyavassay Scheme — ₹1.7L Loan + Subsidy for Haryana SC Founders, though having it can strengthen your application and unlock other benefits.

Laghu Vyavassay Scheme — ₹1.7L Loan + Subsidy for Haryana SC Founders is offered by Haryana Scheduled Castes Finance and Development Corporation, a government body. It is provided as non-dilutive funding.