How to Apply for Kerala Stressed MSMEs Revival & Rehabilitation Scheme — Up to ₹5 Lakh Grant

Every application is first scrutinised to establish that the unit genuinely fits the RBI description of a sick unit and that it has a realistic chance of being revived.

From there, the decision sits with an Expert Committee. The committee examines the Revival Project Report filed with the application — whether the plan is feasible, whether the promoters are committed to executing it, and whether the financial assistance sought would actually be used well.

On the strength of that review, the committee recommends the relief package, which can include loan restructuring, margin money grant, interest subvention and the scheme's other benefits. Support is directed towards the units with the best prospects of a successful turnaround.