How to Apply for NDFDC Self-Employment Loan Scheme — Up to ₹25L for PwDs in Himachal Pradesh

Applications are handled on paper through the state welfare machinery, not through an online portal or a competitive pitch round.

• Step 1 — Filing at district or tehsil level: the completed form, with all supporting documents attached, is handed over to the District Welfare Officer or the Tehsil Welfare Officer.
• Step 2 — Forwarding: those officers pass the application on to the concerned authorities for processing and approval.
• Step 3 — Assessment: reviewers examine the applicant's eligibility, checking Himachal Pradesh residency, disability status and the applicable income ceiling, and they also weigh whether the proposed business project is viable.
• Step 4 — Decision: the purpose of this scrutiny is to direct assistance towards applicants who have a concrete self-employment plan and can realistically put the loan to productive use.

Since no fixed deadline applies, the turnaround depends on when the application is filed and how quickly the paperwork is found to be in order.